My Comments: Soon after I “retired”, I became what I describe as “terminally bored”. That resulted in my returning to work, albeit part-time without some of the stress from working full-time. However, I find I still have to work hard to keep from watching the clock all day long. The following seven habits include obvious …
Author: Tony Kendzior, CLU, ChFC - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
5 Commonly Held Beliefs About Retirement That Are Simply Wrong
My Comments: These words appeared some time ago but are still very relevant to those of you expecting to retire at some point. Yes, it’s difficult to think about, but if you remain alive and well, retirement will arrive and having a developed framework in place will help you enjoy your retirement. As someone who …
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Climate Change is Fueling the US insurance Problem
My Comments: Many here in the US continue to deride those of us who believe climate change is real. Much of that is political and to the detriment of all of us. My family lives in Florida and while our insurance rates have not increased to the extent described below, they have gone up. The …
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How to Pay for Long-Term Care
My Comments: This a long post, but the topic is critical for many of us. People are living longer and longer which significantly increases the odds of needing some serious help before the end arrives. And in most cases, it ain’t cheap. Fortunately, my wife and I are still relatively functional, though we both see …
The Five Stages of Retirement (and How to Skip Three of Them)
My Comments: I’m well into my so called “retirement” and believe I’m in Stage 2 given my age and circumstances. Life could probably be better, but it is what it is and I’m OK with that. I’ve spent many years trying to help other reach what this author describes as Stage 2. Sometimes I’ve been …
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6 Key Signs You Will Be Able To Enjoy a Middle-Class Retirement
My Comments: Some of this seems counter intuitive but I can’t tell you how many times I’ve talked with people who have retired and seem unable to enjoy their lives. The six signs described below need to be focal points for most people when reaching age 60. By that time you probably know that at …
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35 Retirement Planning Mistakes You’re Wasting Money On
My Comments: First, 35 mistakes is more than anyone is likely to make. Second, despite by having been a professional financial planner for almost 50 years, I can tell you that despite my presumed skills, I made some serious mistakes along the way. Third, there’s a lot here to absorb, but I hope you make …
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The Rising Cost of Long-Term Care
My Comments: Few of us expect to live to be 100, much less much longer than that. What we don’t expect is to find ourselves unable to effectively look after ourselves as the end approaches. Yes, many of us are living longer and longer, but that comes with a significant cost. The projected cost numbers …
Can You Pass This Retirement Literacy Quiz?
My Comments: If you’re still working and expect to continue living, chances are you’ll decide at some point to retire. That’s when you stop working for money and money starts working for you. The trick is to have enough to maintain your chosen standard of living. I’m hoping you’ll read the few words below and …
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Navigating the Three Economic Phases of Retirement
My Comments: I became a follower of Don Graves, the author of the following article, a number of years ago. His ideas about paying for retirement are very similar to what I’ve attempted to tell clients for almost four decades. As he says below, we pass through different psychological phases during our lives, and especially …
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Helping Define Your Financial Future 