My Comments: Yes, the title above is a little odd, but the word "optimism" caused me to stop and read. By every contemporary, standard definition, I am a “financial advisor”. That term is restricted, or should be, to those of us providing financial advice to clients that conforms to a fiduciary standard. Simply put, we …
Continue reading It Is Informed Optimism To Wait For The Rain
My Comments: I’m conflicted. On one hand I’m disturbed by the growing threat to our individual privacy as demonstrated by what the NSA has been doing and will continue to do. On the other hand I’m disturbed by the threats I feel coming from those on the right who are more inclined to live in …
Continue reading The Imperial Presidency is Quietly Striking Back
My Comments: I’ve never been much of a gold bug. I recognize it’s value as a trading opportunity and the need for a large portfolio to include what are thought of as non-traditional investments. But since it tends to increase in value during times of high inflation and general woe and gloom, and being a …
My Comments: Monday morning, the sun is shining, and perhaps an exciting week ahead. Only I tried retirement, and it was not blissful (billsful maybe). So I’m back working full time, knowing that what used to take me an hour to accomplish, now takes at least two. That being said, whenever I see a list …
My Comments: I made a reference last week to the effect that what happened when the Russians took over part of the Ukraine had only a temporary effect on the markets. Today’s comments are directed toward those who hate Obama and everything he stands for. The gist of those who daily and routinely criticize our …
Continue reading Reset the Reset – Visa Bans Will Not Deter Putin
My Comments: Recently, two clients have asked me about asset protection and whether they should start thinking about a trust. The answer is maybe. First, I have to remind everyone that I am not an attorney, and cannot advise people on legal matters. However, I can share basic knowledge that I’ve picked up over the …
My Comments: I first became licensed to sell life insurance in 1976. Over the years, I’ve sold many policies, of all kinds, to all manner of people. Some of those clients have since died, though most have not. The skills and ability to help identify a problem and find a solution for that potential problem …
Continue reading 3 Ill-Advised Reasons Not to Buy Life Insurance
My Comments: From time to time I’ve posted a article from an associate of mine in Southern California whose life for the past 40 years has involved life and health insurance, not unlike mine. He sends me his weekly newsletter from which this comes. By Gene Pasutla, Westland Financial Services, Inc. For the past week …
My Comments: I've been a supporter of the PPACA or if you prefer, ObamaCare, since the beginning. My belief in it is based on the trend in place where health care costs consumed an ever increasing share of our national GDP and sooner or later would come a sticky end. Whether the PPACA solves the …
Continue reading You Can Thank Ben Bernanke for 100% of the Stock Market Gains Since 2009
My Comments: OK, we’re all getting on in years, some of us more so than others. Baby boomers are starting to ask compelling questions about Social Security, about health care issues, and dozens of other topics that a 30 year old cannot yet start to think about. That’s OK; I couldn’t either when I was …
Continue reading Three Key Strategies for Helping Clients Navigate Aging Plans
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