The Basic Types of Annuities and How They Work

My Comments: Like so many financial products, annuities come in a variety of forms that have surfaced over the years in attempts to both solve peoples financial problems and to make money for the companies offering them. As you can imagine, the spectrum along which any one of them can be judged is wide, with …

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7 Reasons Why You Should Fund A Health Savings Account

My Comments: This is #6 in a series of 6 blog posts about Heath Savings Accounts, or HSAs. They are a potential game changer for those of you who qualify in that they have tax advantages and can suplement whatever else you are doing to set aside money for retirement. The writer of the article …

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Health Savings Account Rules: 6 Little-Known HSA Tips That Will Save You Money

My Comments: This is post #5 in a series of 6 posts intended to help you better understand the advantages of HSAs. If your circumstances let you qualify for one, it could be a game changer when it comes to paying your bills in retirement. by Adella Cellini Linecker \ November 30, 2018 A health …

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Is an HSA a Good Place for My Retirement Savings?

If you think your HSA is only good for covering medical expenses, you're overlooking one of its key benefits. My Comments: This is #4 in a series of 6 blog posts intended to help someone not yet retired, and under Medicare age, make an informed decision about their health insurance. There are restrictions on who …

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How to Choose a Health Savings Account

HSAs can help cut your healthcare costs but there are hundreds of options. Here's how to find one that's best for you My Comments: This is the third of six blog posts about Health Savings Accounts and how for some people they can be used to help pay bills in retirement. And since retirement is …

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How to Pay for Healthcare in Retirement

My Comments: Last Friday I introduced the idea of a Health Savings Account or an HSA. For the rest of this week, I’m going to add to your understanding of this potentially useful financial device and it’s favorable tax consequences. The words that follow here may not apply if you are about to sign up …

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What to Do with All Those Old 401(k)s and IRAs

It's about as fun as herding cats, but rounding up all your IRAs and 401(k)s into just one or two accounts can really simplify your financial life. My Comments: The IRS says you can have as many retirment accounts as you like. All they care about is getting their share of the money when you …

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