When it Comes to Retirement, Small Businesses Are Failing Their Employees

My Comments: Very few of us are awash in money. And like it or not in 21st Century America, having more money is almost always better than having less money. If you own a small business or work for one, your future financial security is always in doubt. Criticize me if you will, but my …

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1 in 3 Retirees Would Rather Live Elsewhere

My Comments: I had no idea so many of us didn’t plan ahead in terms of where to live. You'll find this issue addressed as one of the 8 primary questions that appear in Successful Retirement Secrets, my online retirement planning school. What follows is a helpful list of criteria as you think about your …

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Warning: Many Face Nearly Impossible Task of Financing 30 Years of Retirement With 40 Years Of Work

My Comments: Yesterday, I talked about the need for new people to enter the work force. Today I'm talking about people who cannot leave the work force. There are an increasing number of baby boomers who cannot leave the work force because they simply don't have enough money. It presents an untenable outcome: die sooner …

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The Most Overlooked Issue In Retirement Planning

My Comments: I’ve written life insurance policies on men, women and sometimes children for over 40 years. In almost every instance, objectivity was hard to come by. The idea of death is difficult to talk about, especially when it’s about your death, or those you love. As I’ve aged and come to terms with my …

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Planning for Retirement: a Checklist Approach

My Comments: Some of us are organized and some of us are not and the rest of us are 'sorta/kinda' organized. I’m in the 'sorta/kinda' organized group. I am, however, heavily invested these days in teaching others a process to follow when thinking about their future retirement. I’ve created an internet school called Successful Retirement …

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Successful Retirement Secrets™

My Comments: I am now among the ranks of internet publishers! Almost four years in the making, Successful Retirement Secrets is an internet course that teaches a system to help you process retirement information. The goal is to arrive at retirement ready with enough resources to live your life to the fullest with a minimum …

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History says the bull market is ending

My Comments: Paranoia is an elusive thing. Just because you’re paranoid, it doesn’t mean there’s no one out there intent on putting you down. It’s much the same with the stock market. Just because we’ve not had a market correction now for almost nine years, it doesn’t mean there is one just around the corner. …

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