My Comments: Over recent months, I’ve received negative comments from readers suggesting I don't know what I’m talking about when it comes to investing money. One recent comment suggested I clearly had no clue what I was talking about; the comment was just buy and hold with no attempts to time the markets. However, that …
Tag: Retirement planning
This Is One of the Worst Stock Market Mistakes You Could Make Right Now
My Comments: My hope is all of you had a wonderful Thanksgiving with family and/or friends. Yes, it’s Friday and for some still a holiday, but I’m trying to keep to my blog post schedule. Most of my investable money today is in a Vanguard cash reserve money market fund. It’s current yield is about …
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The Risk of Retirement
My Comments: Full disclosure: the words below appeared on a site I follow, The White Coat Investor. They are powerful words, not just for physicians, but for every highly motivated person whose age is advancing toward retirement. My professional focus for many years has been retirement planning. I’ve posted over 2300 blog posts since 2011, …
FL lawmakers love developers so much, they want to put us at risk of being killed by hurricanes
My Comments: I’m a 60-year resident of Florida and the following may not interest those of you who live elsewhere. Unless you’re planning to move here soon. It resonates with me as I live in central Florida where hurricanes are typically less severe and coastal flooding is not an issue. Just know millions of people …
4 Tips for Right-Sizing Your Home After Retirement
My Comments: The ideas expressed here came to me from a Delores Johnson who is an advocate for Senior Care at https://www.caring.com/ She has made me increasingly aware of potential solutions for people my age who are not yet ready to call it quits. Don’t let anyone fool you; a successful retirement is easy to …
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The Little-Known Downsides of Medicare Advantage Plans
My Comments: Personally, I’ve always avoided Medicare Advantage Plans. I’m not deaf and have never had to spend much money on dental care. So why pay extra for coverage that I don’t need. But I may be the exception. Meanwhile, those of you already on Medicare are facing the current open enrollment period when you …
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How to manage your money after you retire
My Comments: The topic here complements my online school, Successful Retirement Secrets, which presents 8 critical questions you must ask of yourself, and record the answer, if you want a successful retirement. Yes, there are a lot of words here but they're only about money. A successful retirement is a lot more than just having …
5 Needed Documents for Anyone Over 65
My Comments: This article is directed toward younger folks who have elderly family members. It's very relevant for those whose life span is getting shorter. If you have someone like that in your life, you can help them and yourself if you read this carefully. To me it’s difficult to appreciate that a majority of …
5 No-No’s While Planning for Retirement
My Comments: I prioritize the following this way: #1 - #4 - #5 - #2 and #3. Yes, some of this is self-serving as I’ve been in the retirement planning business for almost 50 years. And yes, I’ve created an online course that features 8 critical questions you must ask of yourself, and answer, if …
An Uncomfortable Truth About Aging and Retirement Planning
My Comments: Despite being a financial planner and investment advisor for almost 50 years, earning a living and growing a family, the reality is I didn’t do a good planning job for myself. Looking back I now realize my clients did better with their money than I did with ours. I had too many choices …
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Helping Define Your Financial Future 