This May be Why Americans Are So Bad at Saving for Retirement

My Comments: This problem is not going to get fixed any time soon. And not in time for most of the baby boomers looking at retirement in the next few years. Alternative solutions will have to appear if society is unwilling to find ways to help the elderly survive, if not thrive. If you are …

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Forget millennials — the real financial time bomb in America is Gen X

My Comments: Which generation are you from? I’m in front of the baby boomers, of whom there are many millions. They surfaced following World War II. And fueled the growth of America and it’s influence across the world. The millennials are essentially the baby boomers grandkids. That leaves Gen X as the children of the …

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Retirement living: 28% of seniors say it’s worse than expected

My Comments: Let me disclose upfront that some of my income today results from people signing up and taking courses from Successful Retirement Secrets, an online school I created to help people retire. The message from this post by Katie Brockman (some 18 months ago) is that most of those who say they are unhappy …

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Lawmakers Are Talking About Comprehensive Retirement Reform

Yes, I sometimes sound like a broken record, but… I’m doing all I can to persuade a younger generation that thinking about a future retirement is important. And then actually do something to make success more likely. In terms of reform, I see an initial effort by Congress to move the goal posts. This is …

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How a Shifting Climate Is Transforming Florida

My Comments: I’ve lived my entire adult life in the State of Florida, far from the Keys, which is where this article by Rawaha Haile is focused. My part of Florida is very different. For one thing my house is 75 feet above sea level, it’s surrounded by large oak trees, there’s a cow pasture …

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Why This Popular Retirement Advice Actually Makes It Harder to Save

My Comments: There’s a reason the term ‘mid-life crisis’ is in common use among everyday people. Many of us have had one. And then there is the ‘end-of-mid-life crisis’ that is yet to rear it’s ugly head. It happens when someone is about to retire and discover to their horror they are completely unprepared. For …

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What are ETFs? Are They Different Than Mutual Funds?

My Comments: Chances are you’ve heard of ETFs (Exchange Traded Fund). They are not to be confused with EFTs (Electronic Fund Transfers). Though I suppose it’s possible to have both involved in a given transaction. Given that most of us now realize that fees imposed by Wall Street firms, and non-Wall Street Firms, can be, …

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