My Comments: I had no idea what or who is/was Banquo. Nor why ‘grain’ has any relevance. But I like to share the thoughts of this writer from time to time as his insights are often right on the mark. Remember what I said last week about the possibility of rising interest rates in the …
Tag: money management
Markets Up or Down Next Five Years?
My Comments: Here’s another cautionary tale to put somewhere in a mental box to look at when you start thinking again about your financial reserves. That another crash will happen is almost certain. What is not certain is when it will happen, so all you can do is decide whether you want help to figure …
Short-Term Optimism, Longer-Term Caution
My Comments: You by now know that I'm expecting a signficant market correction in the near future. However, when I say that, one has to wonder what I mean by "near". An analogy I sometimes use is a comment by a currency trader I knew years ago. His idea of "near" was in the next …
The 3 Stages of Retirement
My Comments: I recently wrote about where we are now in the overall market cycle and the likely chance of a major disruption that will effect your financial future. My post was titled “Are We There Yet?” Most of us have visions of a successful retirement. Of course, “success” is dependent on your life today, …
The Need for Speed — Is There a Limit to Moore’s Law?
My Comments: OK, this has nothing to do with investments or estate planning or taxes or what I usually talk about. It has to do with computers. My computer has sat on my desk now for about 5 years and it works great. But the software is getting a little long in the tooth. Not …
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7 Things You Need to Know About Term Life Insurance
My Comments: It’s very easy for financial professionals of all stripes to get into heated arguments about the merits of life insurance. Or the lack of merits, depending on your perspective. A story I tell is about someone who in all seriousness asked “When is the best time to buy life insurance?”. And the answer …
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Seasonal Factors Ready to Turn Positive
My Comments: This post is about investments and what may happen to your money going forward. My gut told me the downturn in the markets over the last three weeks suggested it was the start of the market correction that all of us expect. You only have to glance at this chart of the S&P500 …
Stop Tinkering With Your Retirement Portfolio
My Comments: I can’t tell you how many times over the past 40 years that a client has talked with me suggesting something is wrong with his investments. It usually comes after a long run up in the markets and he or she thinks his portfolio is lagging. And almost every time we’ve made a …
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Thought For The Week – October 16, 2014
My Comments: This comes from a colleague in San Diego. He owns an agency whose focus is seniors and the insurance they need to achieve financial freedom. From time to time he sends out his ‘Thoughts For The Week” which are worth repeating. This is one of them. By Gene Pastula of Westland Financial - …
Why Public Investment Really Is a Free Lunch
My Comments: The author of this article, which appeared in the Financial Times, is no stranger to economists, investors, and politicians. My first reaction, however, was that it tends to endorse Keynesian economics, from a source that up to now has argued that the way to achieve economic recovery and more jobs, is for there …
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Helping Define Your Financial Future 