My Comments: I’m really conflicted about what to tell my clients about their investments. On one hand I’m persuaded that a severe correction is coming soon, and on the other, there is something going on that suggests otherwise. Damn, I wish I had a crystal ball. Stephanie Flanders | July 26, 2016 | The Financial …
Tag: money management
A Reverse Mortgage Can Save Your Retirement!
My Comments: Many of you may react negatively when you hear the term ‘reverse mortgage’. At one time that reaction was a reasonable response, but not any longer. Reverse mortgages are now a legitimate financial planning tool that advisors like me employ when the circumstances are appropriate. As you will read below, they can be …
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Need More Money?
My Comments: We live in a society where having more money is considered better than having less money. Would you agree? That being said, many of us who are now retired or retired and are now working again, are trying to figure out how much we need. There is no definitive answer for any of …
Extremely Rare Volatility Signal Says A Big S&P 500 Move May Be Coming
My Comments: More potential woe and gloom for those with money in the markets. Will it happen today? It may have started last Friday, but who knows. There are a lot of charts shown which I’ve elected not to include here. Instead I’m giving you a link at the bottom so you can follow it …
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‘Galactic Tick Day’ Celebrates Sun’s Trip Around the Galaxy
My Comments: Every now and then something surfaces that has nothing to do with finance, but is both interesting and useless. This is one of those things. By Calla Cofield, Space.com Staff Writer | September 6, 2016 Every time the Earth makes one complete loop around the sun, humans celebrate the journey with some kind …
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The Stock Market Is About To Have A ‘Final Melt Up’
My Comments: Anyone who suggests they know what is likely to happen to the markets in the coming days is probably just hoping they will be right. And that includes me. A high percentage of significant market downturns have happened in August and September. This article suggests there is an event planned for the end …
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Social Security: 10 smart ways to get more benefits
My Comments: For most 21st Century Americans who live long enough to retire, a monthly check from the Social Security Administration is at the core of their future financial freedom. This is a state of mind that says we “have enough money coming in to pay our basic bills for shelter, for food, for transportation, …
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Howard Johnson’s Restaurants – Only 1 left
My Comments: In my youth, Howard Johnson was the standard when it came to motels and places to eat when traveling in the US. They were everywhere. But times change, ideas reach their expiration date, and the business model falters unless someone brings a new vision to the table. Sometimes it's impossible to remain relevant …
How the The Social Security Spouse Benefit Works
My Comments: Our Social Security system is a vital source of income for the vast majority of us who are age 62 and beyond. If you have a qualified earnings history, by the time you reach age 62 you can elect to start receiving a lifetime annuity, one that has a cost of living adjustment …
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A New Policy Orthodoxy Is Emerging
My Comments: The more things change, the more they stay the same. Or is it the other way around? If your future financial wellbeing depends on guarantees and positive market performance, the more you need to pay attention to these trends. Or at least interact with professionals who do follow and understand them. This is …
Helping Define Your Financial Future 