My Comments: Yes, this is only in China. But I grew up when coal was virtually 100% (in England). While China is newly industrialized compared to our status in the world, this headline has huge implications. Also, keep in mind as a Florida voter, to vote NO on Amendment 1. This was promoted by the …
Continue reading Solar Power Capacity Tops Coal for the First Time Ever
My Comments: When you reach retirement age, the elephant in the room becomes Long Term Care. This is when someone in the household becomes unable to perform two of what are called Actitivies of Daily Living, or ADLs. A healthy spouse will simply take on more and more to help the affected person manage and …
Continue reading Options for Funding Long-Term Care Expenses
My Comments: This has nothing to do with economics or finance or asparagus. Whatever it is that allows me to think about and observe our presence on this relatively miniscule lump of rock in the cosmos we call earth is beyond my ability to understand. This is an image of a tiny piece of sky, …
My Comments: In keeping with tradition, the President’s critics are having the usual hysterics about his recent announcement designed to reduce carbon emissions. If I were the owner of a bunch of coal mines, I’d probably be unhappy too. But for the rest of us who don’t own coal mines, which is virtually all of …
Continue reading Obama’s Climate Plan Makes for Canny Politics
My Comments: As always, this is a difficult conversation for many of us. But that won’t make the issue go away. That only happens when you ultimately leave the building. I encourage everyone to take a few minutes to watch two short videos. The first one is accessed by clicking on the image above. It …
My Comments: As usual, talking about long-term care with clients, friends and family members is often a difficult conversation. As a financial planner for whom the need for personal long-term care is an increasing possibility, I’m sensitive to articles I run across that offer choices. Here is one of them. I know this looks and …
My Comments: This was written nearly 5 years ago but the message since then has only gotten louder. As more of us get older, and we stay alive, where the money comes from to keep us alive is increasingly in question. We joke about it often, but unless we are willing to let people starve …
My Comments: This article appeared recently in a weekly summary of articles designed for advisors whose clients are typically small businesses. At this point you need to ask for a definition of “small business”. It depends. About 30 years ago I qualified to attend an insurance conference. I was roomed with a fellow advisor from …
Continue reading Retiree Health Costs And Employee Ignorance
My Comments: Unlike many men, especially those from the Middle East and other parts of the world, I’ve never been troubled by a cultural dictum that says women are inferior. I have no problem responding to real leadership no matter where it comes from. I have other faults but I don’t think this is one …
Continue reading Clinton And Gender Politics No Simple Matter
My Comments: Selling long-term care insurance has been a tough sell for me. It’s less appealing than life insurance and statistically, it’s less likely to happen than death. It’s an emotionally charged issue that’s hard to deal with rationally. The major player in the long-term care insurance policy world is Genworth Financial. They’re on the …
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