Why the Bond Market Could Blow Up Any Day Now…

My Comments: The SKY IS FALLING! Actually, it’s not, but many of the headlines suggest it might be. This was published 3 months ago and as you probably know, the bond market has not yet blown up. Lots of things have changed but the bond market is just as boring today as it was then. …

Continue reading Why the Bond Market Could Blow Up Any Day Now…

Will There Really Be a Doctor Shortage?

My Comments: There is one already. An unintended consequence of ObamaCare ( the PPACA ) is that millions of people who have until now waited until the last minute and then went to an Emergency Care Center are now trying to get appointments with MDs who were already busy people. Not enough people are yet …

Continue reading Will There Really Be a Doctor Shortage?

What Doctors and Families Have That Advisors Don’t

My Comments: As a financial advisor for the past 40 years, I’ve somehow overcome the perception that people with specialized knowledge can not always be trusted, especially with your money. With so many threats coming at us from every direction these days, some of which are not realistic but promoted by the media as a …

Continue reading What Doctors and Families Have That Advisors Don’t

The Dark Side to Falling Oil Prices

My Comments: My wife and I took a few days off; visited friends and family in Tennessee and North Carolina. The lowest per gallon price we saw along the way was $2.29 in South Carolina. If you read my blog posts, you’ll know I expect for the markets to stop going up and for there …

Continue reading The Dark Side to Falling Oil Prices

… the Future of Medicine

My Comments: I claim no authority on this topic. However, because I work with physicians all the time, I’m very aware of the pressures that apply to the profession. There is much going on over which no individual has any control, one of which is the apparent erosion of the profession in terms on college …

Continue reading … the Future of Medicine

Division and Crisis Risk Sapping the West’s Power

My Comments: I make no apologies for having supported and voted for Barack Obama in 2008 and 2012. Much of the pressure from the right, in my opinion, is irrational and disguised racism. Here is an opinion from England, my birthplace and true friend of America. It’s an interesting perspective and to the extent you …

Continue reading Division and Crisis Risk Sapping the West’s Power

The Wall Of Worry, Illustrated

My Comments: Readers of this blog post over the past six months have noted my concerns about a coming market crash and what it might do to your ‘nest egg’. Perhaps you remember my comments about a wall of worry, a phrase that gained traction in past years as the market climbed and climbed and …

Continue reading The Wall Of Worry, Illustrated

Big Bank Problems: A Culture Ratio is More Important Than a Capital One

My Comments: The financial crisis in 2008-09 could have been much worse. The Federal Reserve intervened and limited the damage. After the fact, the regulators created a major remedy, one intended to “make sure” a similar crisis wouldn’t happen again. The idea was to impose new standards regarding the amount of capital, or reserves, on …

Continue reading Big Bank Problems: A Culture Ratio is More Important Than a Capital One

13 Reasons Why a QLAC Belongs in Your IRA

My Comments: Some people made good decisions along the way and now have significantly large IRA accounts. Some people I know have little need for the money to maintain their existing standard of living. If this is you and would like to find a way to NOT take money every year and pay the IRS …

Continue reading 13 Reasons Why a QLAC Belongs in Your IRA

Halt Jerusalem’s Unholy Descent Into Dark Ages

My Comments: Writing about politics and religion is outside my professional capacity to serve my clients, friends and family, not to mention those whom I hope to meet in the coming years. It’s much easier to try and ignore this stuff than to admit it has important implications. And then attempt to define just where …

Continue reading Halt Jerusalem’s Unholy Descent Into Dark Ages