My Comments: Yesterday, I posted about how 45 has handed China a huge advantage. This one is more along the lines of “Really?”. But I challenge anyone who voted for Trump to read these two posts, and point by point, show me where I’m wrong. I really want to know as I find it hard …
Tag: investments
It’s Economics, Stupid!
Four words surfaced in the 1991/92 presidential election cycle that put Bill Clinton in the White House. Those four words were “It’s the economy, stupid!”. My thoughts here echo that catchphrase but extend beyond the recently completed election cycle and instead are an attempt to better understand the current malaise that is gripping the country, …
3 Ways to Maximize Your Medicare
My Comments: Given that we are living much longer and that death is inevitable, if follows that access to affordable health care plays a role in our quality of life. This is especially true for those of us moving into or are already well into, our ‘golden’ years. Medicare has become a critical component in …
The Best Way to Invest in Index Funds
My Comments: It’s important that some of your money be exposed to the risks and rewards of the stock and bond markets. Not all your money, perhaps 25% of it. So what’s the next step? There’s an increasing awareness of fees and commissions and how they have the potential to erode the value of your …
Another Reason For Donald Trump
My Comments: The white middle class of America is dying faster than other demographics. According to this study, white people with low levels of education have a “cumulative disadvantage”. The result is an increased level of morbidity and mortality. Relative income is down, health outcomes are worse, unstable marriages more frequent, all leading to a …
How Timing Impacts Your Retirement Portfolio Longevity
My Comments: Many a client has asked “How long will my money last?” and the only rational, unsatisfactory answer is “It depends”. Unfortunately, luck plays a major role in our lives. If you’re alive and well today, chances are you’ve had at least some good luck. In answering the above question, much depends on timing, …
Continue reading How Timing Impacts Your Retirement Portfolio Longevity
A Retirement Checklist
My Comments: There’s a fundamental difference between strategies and tactics. If you don’t now know the difference, and you realistically plan to retire at some point, then I encourage you to learn and understand the difference. Too many people get caught up in tactical steps, responding to what they might see on TV or in …
Attention, Seniors: A New Social Security COLA Bill Was Just Introduced in Congress
My Comments: This might be good news if it wasn’t so unlikely to happen. Sean Williams | Mar 18, 2017 According to the January snapshot provided by the Social Security Administration, nearly 41.4 million retired workers are receiving a monthly benefits check from Social Security totaling an average of $1,363. While that may not sound …
Continue reading Attention, Seniors: A New Social Security COLA Bill Was Just Introduced in Congress
3 Secrets to a Comfortable Retirement
My Comments: These lists are usually somewhat pathetic. Why just 3 secrets; why not 5? And these are not really secrets. But I needed something to try and catch your attention today so here are 3 Secrets! I think it’s very possible that the next 30 years are going to be far less ‘profitable’ than …
The Big Problem With Democrats’ and Republicans’ Social Security Proposals Is They’re Both Right
My Comments: We long ago decided as a society that letting huge swaths of our population, the elderly, suffer and die early was not in our best interest. This premise has been part of the fabric of every society for millions of years. In the 1930’s it was decided that it was not enough to …
Helping Define Your Financial Future 