“Save a little money each month, and at the end of the year, you’ll be surprised at how little you have.” Ernest Haskins Roughly four years ago, at this time, we began to feel the ground crumbling beneath our feet (metaphorically speaking) while we watched in amazement. The stock market lost over 1/3 of its …
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What Nobody’s Telling American Workers
My Comments: With voter rejection of the repeal effort in Wisconsin yesterday, we can now look forward to greater income inequality in this country. Apparently a sufficient number of voters there decided that in spite of their declining middle class status, they would rather see their income opportunities shrink going forward than allow those below …
Advice About College Planning
My Comments: I’ve long stressed that the best way for a parent to pay for the college eduction of their children is to use someone else’s money. Especially if it doesn’t have to be paid back. Virtually all commentary on this subject that is found in the journals and magazines sent to financial advisors like …
Financial Advisors Lean Toward Alternative Investments
My Comments: Today, being Monday, is when my blog posts lean toward INVESTMENTS. And for the past three years, my advice as a financial advisor has been to include alternative investments in the portfolios I help manage for clients. Because, in this day and age, it works. Mindful that my professional objectives are to help …
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Documents You Need Before You Die
My Comments: Whew! Talk about woe and gloom. Here I am trying to create a more positive atmosphere for all of us and this comese up. Must be the weather. Brett Anderson on April 30, 2012 Saabira Chaudhuri’s Wall Street Journal article, “The 25 Documents You Need Before You Die,” (Weekend Investor, July 1, 2011) …
US Spends Most on Health Care, Gets Less
My Comments: If you are a reader of this blog, you’ve seen various comments I’ve made about ObamaCare. I had one earlier this week and at the risk of being a pain, here’s another. The U.S. is my adopted country. I became a citizen in 1958 and have been here my entire adult life. It’s …
The Health Care Crisis Explained (maybe…)
Sometime in the next few weeks, the Supreme Court is supposed to render its verdict on the legislation passed in 2010, affectionately known as Obamacare. How it will come down from on high, I have no idea, but the blogs and messages I receive as a financial advisor are all over the map. While I’m …
Richard Kendzior – 100 Years Ago Today!
In most of the civilized world, we celebrate the passage of time with birthdays, anniversaries, centennials, etc. I remember being very involved in our nations' bicentennial some 35 years ago. Today I honor my father, Richard Kendzior, on what would have been his 100th birthday. I discovered there is a story to tell and many …
Memorial Day 2012
Today I give thanks to the countless men and women who struggled and sacrificed that I may wake up this morning to enjoy freedom, prosperity, family and sunshine on my face.
Our Relationship With Afghanistan and Raising Teenagers
I hope the title got your attention. My plan is to draw a parallel between our military and diplomatic efforts in Afghanistan and helping our teen age children mature into young and self-sufficient adults. This insight came to me as I read a book by Robert B. Parker. Among his leading characters has been a …
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Helping Define Your Financial Future 