6 Things No One Ever Tells You About Retirement

My Comments: Here are six interesting observations about life in retirement. Depending on your circumstances, I might not list them in this order, but they are all valid. I like to think each of us has three major phases of life; childhood, adulthood, and retirehood. ( not a word but you get the idea… ) …

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1 in 3 Retirees Would Rather Live Elsewhere

My Comments: I had no idea so many of us didn’t plan ahead in terms of where to live. You'll find this issue addressed as one of the 8 primary questions that appear in Successful Retirement Secrets, my online retirement planning school. What follows is a helpful list of criteria as you think about your …

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Too Many Americans Will Never Be Able to Retire

Without more babies and immigrants, the country won’t be able to support its aging population. My Comments: The stellar growth of the United States following World War II was in part due to the surge in births that we’ve dubbed the ‘baby boomers’. Population rise, coupled with the ability to move up the economic ladder …

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‘We’re moving to higher ground’: America’s era of climate mass migration is here

My Comments: Have you ever sat on your back porch and watched your grass grow? How about setting up a chair in the garage to watch your car rust? You know it happens but you can’t see it. Same with climate change; you know it’s happening but from day to day or even year to …

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These 5 charts prove that the economy does better under Democratic presidents

My Comments: I was favored recently by the publication in the Gainesville Sun of an article I wrote that referenced Donald Trump as an existential risk to the US. Because such articles are limited to 750 words or less, there was no reference by me to the historical performance of the economy under Republican or …

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The Great Unwind Is Upon Us

My Comments: Like everyone, I could use a crystal ball. Since they don’t exist, I have to turn to writers with a far better understanding of what’s going on than I have. To that end, these words from Larry Fuller are helpful. Fortunately, he avoids many of the big words that too many pundits use. …

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70% of Americans say our health care system is in a “state of crisis”

My Comments: My experience with our health care system comes from two sources. The first one is my 43 years as a licensed insurance agent. I saw health insurance premiums increase roughly 10% every year. The health insurance premium increases were largely a result of ever increasing costs, driven by the hospital industry, the pharmaceutical …

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This Is What Retirees Would Do Differently If They Could Go Back in Time

My Comments: I feel very fortunate in that I have few regrets after 77 years of life on this planet. Which is good since I can’t go back and do things differently. I suspect that’s why my entire focus today is what I can get done today and perhaps influence the future. I have no …

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3 Things That Affect When You Should Apply for Social Security

My Comments: This was clearly written by someone not yet fully versed in the subject. He’s young with expertise in picking stocks for future gain. Unfortunately, this is typical of what a reader finds when searching for ideas about their retirement and how to make critical financial decisions. There are far more than 3 questions …

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5 Facts You Didn’t Know About Retirement

My Comments: For those of us who preach retirement planning, much of this is old hat. But for those of you just starting to get serious about thinking retirement, these are all valid concerns. But before you rush out and spend money, you need to better understand how you want your life to play out. …

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