Undeniable Evidence That The Real Economy Is Already In Recession Mode

My Comments: I have clients positioned in investments that gained in excess of 40% in 2008 and 2009. But they are upset because they lost money last year. Knowing that the bull market was long in the tooth, I made the argument that a defensive posture would bode well for their money and their future …

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What You Should Know About the New Social Security Rules

My Comments: If you have not yet signed up to receive your Social Security benefits, you would be well served to better understand the rules associated with Social Security. Believe me, it’s confusing to experts like me, much less someone with an aversion to thinking about money. Here’s a start to your journey. Kristin Wong, …

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Why low-volatility ETFs are now a high-stakes gamble

My Comments: I don’t normally post anything on this site on weekends. But there is so much going on these days that I either have to start posting twice a day during the week or from time to time on the weekend. ETF’s are as significant a step in the evolution of money management as …

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10 Retirement Decisions You Will Regret Forever

My Comments: This list comes from Kiplinger, and is relevant to many of the people I talk with daily. I’ve only include two of the ten here. To to find the rest you’ll need to click on any of the images which will take you to the Kiplinger site. If for any reason, they block …

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Why Interest Rates Are Lower Than Ever

My Comments: Please keep reading… Paul J. Lim,  July 6, 2016 If you think the financial panic over Brexit is over — because stocks have bounced back somewhat from their initial sell off — think again. As scared investors continue to seek shelter in boring government bonds, fixed income prices have soared while yields on …

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How Much Will Your Health Expenses Be In Retirement?

My Comments: Having access to medical care is a big deal. Having access to medical care that you can afford is a big deal. And it becomes a bigger deal when you are no longer employed and attempting to live the rest of your life with some degree of financial freedom. By Glenn Ruffenach July …

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11 Medicare Mistakes to Avoid

My Comments: If you are 65 and older, Medicare is fantastic. Okay, it has its limitations, but coupled with what is known as a MediGap or MedSup plan, it’s fantastic. You can argue all you want about how this country is slowly sinking into a socialist morass, but when you reach my age, health issues …

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The Only Way To Save the EU Is For The UK To Leave It

My Comments: Forget the UK and Europe. There’s a message here that applies to us in the United States and the anger among so many that gives rise to a choice between Donald Trump and Hillary Clinton. It echoes the comments I’ve made here for years that “It’s economics, stupid!”. A primary driver of deteriorating …

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The Governing Cancer of Our Time

My Comments: Like most everyone else, I’m alarmed by the negativity and frantic rhetoric that is pervasive these days. I’ve tried to get used to it, but am not sure I should get used to it. I know that whatever is in the past is forever in the past and I can only observe the …

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Forecast For Stocks In The Second Half Of The Year: Turbulence

My Comments: I came across this over the weekend and without their permission, am sharing it with you. I think it’s the most realistic expression of what is likely to happen in the stock and bond markets over the next six months. Any guess beyond that will require you first get stoned. By STAN CHOE …

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