My Comments: Most of you know that my wife and I recently downsized (we now have 60% of what we used to have!) to a new house in a nearby neighborhood. I never knew how much stuff we had. Deciding what to keep and find room for is truly an ordeal. Financially, we accomplished this …
Tag: Gainesville FL
A Century of Defense Spending In The United States
My Comments: With deal with Iran now in play, the focus is increasingly on the choice between war and peace. We either come to terms with some kind of negotiated settlement, or we accept the idea of sending young men and women off to die once again. I read recently that of the 239 years …
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Polls Show Most Americans Favor Pathway To Citizenship
My Comments: I’ve mentioned before that as an immigrant myself, I have a strong interest in this issue. I find it distasteful that children brought here by their parents are forced to leave because their parents arrived here without proper papers. Mindful there is no best solution, I welcome a dialog and changes to the …
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Rates Must Rise To Avert The Next Crisis
My Comments: Interest rates are the price paid for using money owned by someone else. The rise and fall of that price, which we call interest, is a critical element when it comes to deciding how your money should be invested. For over 30 years they have been trending down and you will soon see …
Social Security: When to Claim at 66
My Comments: Many of my close friends, clients and associates have long since started taking their Social Security benefits. For those of you who have not, there are probably some issues you need to explore before you sign on the dotted line. A generation ago, 65 was the automatic full retirement age. Rembember the phrase …
Government Speak
My Comments: Many of us remember a simpler time, not just in politics but in medicine. As we grow older, we tend to interact more and more with the world of health care providers, who have a language all their own. The following comes from the June 2015 internet magazine published by MDPreferred. Doctors and …
Sunny with a Chance of Turbulence
My Comments: Many of us were blindsided by the severity of the pullback that happened in 2008-09. Many of us are still trying to get back to where we were and are fearful of it happening again soon. Some on TV are pushing the idea that it’s just around the corner. It’s not. The chance …
Flawed Math on Student Loans
My Comments: The staggering level of student loan debt has the potential to sink the economic future of this country. Young families with the debt hanging over them will be less likely to buy a house, to buy a new car, to spend money on consumption items, all of which means economic stagnation. Income earned …
Like It Or Not, All Advisors Are Now Fiduciaries
My Comments: In my capacity as a financial planner and investment advisor, I’ve long embraced a fiduciary standard. This means I’m bound morally, ethically and legally to do what, in my professional opinion, is in my client’s best interests. Corporate financial America (Wall Street in general, the insurance industry, money managers, et al) and their …
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The End of Florida?
My Comments: I have just two. One is that Florida has about 1350 miles of coastline and that does not include rivers that are somewhat tidal. Two is that if God is all seeing and all knowing, how come he’s only telling some of us to be aware of what’s coming and to properly prepare …
Helping Define Your Financial Future 