My Comments: From time to time someone will ask me about an old account they had when they worked somewhere else. They have no paperwork they can find and no memory of whether they transferred the money, how much it was, etc. This guide came from a source I use from tme to time where …
Tag: financial planning
RIP Obama’s Stimulus: Funeral for a Policy Success
My Comments: OK, maybe “funeral” is too strong but the bloom is clearly off the lily. I’ve been registered as a Democrat since I was in college. This was when you had to be if you wanted to vote in the primaries. The only people running were Democrats. I’ve called myself an economist since my …
Continue reading RIP Obama’s Stimulus: Funeral for a Policy Success
Ruling Near on Fiduciary Duty for Brokers
My Comments: I’m proud of the fact that I’m held to a fiduciary standard. It’s in my best interest as a professional to be held to the same standards as attorneys, CPAs, physicians, and the like. My focus has to be on what is best for my clients, and that’s a good thing. Readers of …
Top 10 Benefits and Risks of Forming a Captive
My Comments: I recently published an eBook with the title CAPTIVE WEALTH! It explains how to use an 831(b) Captive Insurance Company to create, to grow, and to preserve wealth. While not a simple idea, it does have the blessing of the IRS if you do it the right way, under the right circumstances. That …
Continue reading Top 10 Benefits and Risks of Forming a Captive
U.S. Defense Policy in the Wake of the Ukrainian Affair
My Comments: I was born in England in 1941 with bombs dropping on and around us almost daily. My father, with the Royal Tank Regiment, was across the Channel in the thick of things. Today I have memories of blasted buildings and walls standing here and there, some with staircases. My mother used to put …
Continue reading U.S. Defense Policy in the Wake of the Ukrainian Affair
Is Social Security Really Going Broke?
My Comments: Two days ago, I posted an article with 11 Tips About Social Security. Only it somehow got posted without a Title. I didn’t notice and no one called or emailed to tell me about it. Maybe the article was compelling on its own or more likely, few people pay any attention to these …
Buy Term and Invest the Difference?
Comments from me, Tony Kendzior: For many years, my primary income resulted from my license to sell life insurance, health insurance and annuities in the State of Florida. But like so much over these many years, the markets changed, the rules changed, the perception of need by consumers changed. And then came the internet. One …
Investors’ Next Disappointment Will Come From Risk Mismanagement
My Comments: Reader of this blog know that I try to include meaningful comments about investments and investment outcomes. Over the years, I’ve done well for some clients and done poorly for others. And while the past is history, there are always lessons to be learned. I have a personal mandate to try and do …
Continue reading Investors’ Next Disappointment Will Come From Risk Mismanagement
5 Simple Ways to Achieve Your Financial Goals
My Comments: Don’t be fooled by this headline from the U.S. News & World Report. There is nothing “simple” about it. In relative terms, maybe, but in absolute terms, not a chance. If it was easy, few people would be entering their retirement years with not enough money. That being said, a sixth step would …
Continue reading 5 Simple Ways to Achieve Your Financial Goals
What the Dept. of Labor Might Do With the Fiduciary Rule
My Comments: Last week I attempted a definition of the word FIDUCIARY. My goal was to somehow increase the chances that financial professionals who use the term “advisors” are in fact fiduciaries, and as such, bound by law, by tradition, by ethics, to act and behave in their clients best interests. As a reminder, there …
Continue reading What the Dept. of Labor Might Do With the Fiduciary Rule
Helping Define Your Financial Future 