My Comments: As a financial planner for the past five decades, I’ve seen my share of success and of failure. These days, too many folks have money worries that are very uncomfortable. It’s largely because while you’re young and working, it’s hard to conceive the day will come when your income stops or dramatically slows …
Continue reading Four Unseen Icebergs That Could Sink Your Retirement Plan
My Comments: Soon after I “retired”, I became what I describe as “terminally bored”. That resulted in my returning to work, albeit part-time without some of the stress from working full-time. However, I find I still have to work hard to keep from watching the clock all day long. The following seven habits include obvious …
My Comments: These words appeared some time ago but are still very relevant to those of you expecting to retire at some point. Yes, it’s difficult to think about, but if you remain alive and well, retirement will arrive and having a developed framework in place will help you enjoy your retirement. As someone who …
Continue reading 5 Commonly Held Beliefs About Retirement That Are Simply Wrong
My Comments: Some of this seems counter intuitive but I can’t tell you how many times I’ve talked with people who have retired and seem unable to enjoy their lives. The six signs described below need to be focal points for most people when reaching age 60. By that time you probably know that at …
Continue reading 6 Key Signs You Will Be Able To Enjoy a Middle-Class Retirement
My Comments: If you’re still working and expect to continue living, chances are you’ll decide at some point to retire. That’s when you stop working for money and money starts working for you. The trick is to have enough to maintain your chosen standard of living. I’m hoping you’ll read the few words below and …
Continue reading Can You Pass This Retirement Literacy Quiz?
My Comments: This comes from a publication called The Motley Fool that I follow. This article describes averages that may or may not apply to you. But the framework is real and if retirement is in your future, there may be thoughts here that resonate with you, especially if you are 20-25 years away from …
Continue reading The Most Important Retirement Table You’ll Ever See
My Comments: We’re living longer, too many of us have limited financial skills, the level of pervasive uncertainty about the survival of our democracy and what it will look like in a few years, all add up to stress which is not a healthy outcome for any of us. Whether you have enough money to …
Continue reading 11 Signs You Will Be Able To Live Off Your Retirement Nest Egg
My Comments: Full disclosure: the words below appeared on a site I follow, The White Coat Investor. They are powerful words, not just for physicians, but for every highly motivated person whose age is advancing toward retirement. My professional focus for many years has been retirement planning. I’ve posted over 2300 blog posts since 2011, …
My Comments: Personally, I’ve always avoided Medicare Advantage Plans. I’m not deaf and have never had to spend much money on dental care. So why pay extra for coverage that I don’t need. But I may be the exception. Meanwhile, those of you already on Medicare are facing the current open enrollment period when you …
Continue reading The Little-Known Downsides of Medicare Advantage Plans
My Comments: This article is directed toward younger folks who have elderly family members. It's very relevant for those whose life span is getting shorter. If you have someone like that in your life, you can help them and yourself if you read this carefully. To me it’s difficult to appreciate that a majority of …
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