My Comments: Many, if not most, writers and pundits in the financial world proclaim to be conservatives and many, if not most, believe the world is soon to come to an end. To me that’s a radical position to take, not a conservative one. In 1770, in America, there was talk of breaking away from …
Continue reading Is Economic Disaster Assured? Preparing for the Perfect Storm
My Comments: When I first saw this headline, I said to myself this cannot be right. And then when I saw it came from an organization that supports health care reform, I thought there had to be some bias here. And there may be, but... As someone who cut their teeth in the insurance industry …
NBER study looks at what college grads can expect to earn in their chosen fields My Comments: If you are a parent of a high school child, paying for the college education of your student has got to be discussed and resolved at home long before the decision is made about which school to attend. …
My Comments: I describe myself as a financial planner and investment advisor. I use this blog to attempt to bring my ideas to the general public, some of whom will from time to time contact me for advice. (at least that’s the plan...) Meanwhile, members of the general public are faced with a choice of …
Continue reading SEC Offers Primer on Selecting a Financial Planner
My Comments: As a financial planner for longer than I can remember, there has always been tension around the question of whether or not to have an individual retirement account, or IRA. The IRS makes the rules that allow someone to put earned income in a special account with tax advantages. You know what I …
Continue reading Are Richer Clients Getting Outsized Benefits From Tax Deferral?
My Comments: Yesterday, I posted some comments on Romney’s approach to Medicare. The reason I’m putting this out there is that as a Medicare recipient myself, I’m very interested in the outcome. Many of my clients are in similar situtations, and as we age and develop health issues, how we get treated has a huge …
My Comments: This post comes courtesy of BenefitsPro.com. The editor has been a strong supporter of Mr. Romney until an email he sent last week said “It’s Over”. He said he could no longer support the GOP candidate and was going to vote for Ron Paul. Here’s a link to his comments. I’m not sure …
My Comments: The word “bubble”, in the context of investments, has come to mean a time when values are overstated, and many people are going to suffer financial disaster. The classic examples include the Tulip Mania, where in February 1637 in Denmark, some single tulip bulbs sold for more than 10 times the annual income …
My Comments: This comes to you via the NYTimes and Tom Barnett whom you have seen me repost before. The anger we are seeing over there results from decades of US behavior. We now live in an internet age, and those folks are discovering what the rest of the world looks like and, like teenagers, …
Continue reading Good Piece on U.S. Concerns: Libya v. Egypt v. Whomever
My Comments: I’m a small business owner and have been for almost forty years. I’m in the business of helping others retire, and I have to confess to you that I’ve done a poor to average job preparing myself for retirement. Fortunately, my health and my profession allow me to continue to work, never mind …
Continue reading Forty Percent of Small Business Owners Don’t Save For Retirement
Helping Define Your Financial Future 