My Comments: Until I found this, I had never heard of hedgewise.com. I make absolutely no assertion that they know what they are talking about. My personal solution for you is quite different from what you read below, but this part of life is almost always a guessing game. Oct. 30, 2014 http://www.hedgewise.com/ Summary • …
Continue reading 5 Reasons Why You Should Be Afraid Of A Bear Market
My Comments: By now you may be tiring of my posts that say a market crash is coming and yet here we are moving along merrily. But like a broken clock that is correct at least twice every day, I’m confident that a crash will happen before long, and it won't be a slow decline …
My Comments: I had no idea what or who is/was Banquo. Nor why ‘grain’ has any relevance. But I like to share the thoughts of this writer from time to time as his insights are often right on the mark. Remember what I said last week about the possibility of rising interest rates in the …
My Comments: I recently wrote about where we are now in the overall market cycle and the likely chance of a major disruption that will effect your financial future. My post was titled “Are We There Yet?” Most of us have visions of a successful retirement. Of course, “success” is dependent on your life today, …
My Comments: It’s very easy for financial professionals of all stripes to get into heated arguments about the merits of life insurance. Or the lack of merits, depending on your perspective. A story I tell is about someone who in all seriousness asked “When is the best time to buy life insurance?”. And the answer …
Continue reading 7 Things You Need to Know About Term Life Insurance
My Comments: I can’t tell you how many times over the past 40 years that a client has talked with me suggesting something is wrong with his investments. It usually comes after a long run up in the markets and he or she thinks his portfolio is lagging. And almost every time we’ve made a …
Continue reading Stop Tinkering With Your Retirement Portfolio
My Comments: This comes from a colleague in San Diego. He owns an agency whose focus is seniors and the insurance they need to achieve financial freedom. From time to time he sends out his ‘Thoughts For The Week” which are worth repeating. This is one of them. By Gene Pastula of Westland Financial - …
My Comments: In recent posts I’ve suggested there is a looming crash in the markets that will negatively impact all of us, except perhaps those of us with the ability to go to cash and go short when the crash happens. To hedge my comments, I’ve said “sometime in the next 3 years.” Here is …
My Comments: This comes from the staff at Financial Planning, a well known magazine that appears monthly and is subscribed to by financial professionals. It contains valuable information for anyone soon to be retired or even already retired. These are summaries and if you want to read the full article, reach out to me and …
My Comments: I’ve said it before and I’m sure I’ll say it again: when to claim Social Security benefits is a complex question. On one hand, if you know you will live to life expectancy, it’s a fairly simple math question. But on the other hand, if you don’t know when you will die, or …
Continue reading Hidden Bonus: Taking Early Social Security Payments
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