The Hangover

My Comments: The blogosphere and financial press is increasingly filled with questions and presumed answers about the amount of time since the last market correction. The focus of each writers attention is to suggest doom is imminent or doom is not imminent. Personally, I have no idea when the next crash will happen, just that …

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Washington’s Hawks Have Usurped the Huntsmen

My Comments: If you are unsure what is meant by the headline above, you are not alone. However, a reading of the comments that appeared in the Financial Times tends to reinforce in my mind the discomfort all of us should feel about the US Government agency known as NSA or the National Security Agency …

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The Outlook for Yields

My Comments: Guggenheim Partners has recently been sending periodic macro insights about investments and opportunities for investors. Good stuff, so if investments interest you, I encourage you to grasp as much of it as you can. Global CIO Commentary by Scott Minerd of Guggenheim Partners - July 03, 2014 As U.S. economic growth gathers pace, …

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Short Selling Drops to Lowest Level Since Lehman

My Comments: Last Tuesday, I referenced an article with a compelling reason to think the current stock market move upward would soon go the other way. The author asserted the collapse was already under way. Here is an equally compelling article that suggests it’s not going to collapse, instead is going to continue going up.  …

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A Few Other Examples of Murphy’s Law

My Comments: According to WordPress, whose templates I use for this website, this is my 900th blog post since I started this in April, 2011. Now that the hurricane has gone off to harass someone else, please accept my wishes to you and your family for a fun July 4th. Today is not a day to …

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3 Retirement Planning Essentials to Understand

My Comments: I’ve now reduced retirement years to three types of years. They are “go-go”, “slow-go” and “no-go”. Planning for them before you reach retirement is a matter of attempting to get as many $ in the pot as possbile. After that, it’s a timing issue that is driven by health, the expected life style, …

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The Rise of Tactical Asset Allocation

My Comments: Yesterday I talked about investment risk, and how we, both clients and advisors alike, should understand it. Today, I’m reposting an article that describes, for me, a way to help clients achieve their perceived objectives, and keep the risk element under control. As before, risk is not to be avoided, but to be …

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The Paradox of Investment Risk

My Comments: First, let’s both understand we are talking about financial risk. Second, financial risk for me is likely to be defined differently from how you define it. Third, there is always an element of uncertainty about any future outcome, whether it's getting married, having children, accepting a new job, etc. Uncertainty implies a potentially …

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Want to Increase Hospital Revenues? Engage Your Physicians

My Comments: Keeping more of what you earn resonates with a lot of people. I recently found a newly minted idea that dramatically increases ones ability to keep more of what you earn. It dovetails with this post about physicians. But it is not limited to physicians and hospitals, but to virtually any successful small …

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Reverse Mortgages: What You Need to Know That’s Under the Hood

My Comments: There is both good information and there is bad information out there about reverse mortgages. My understanding of them makes them very useful financial tools under the right circumstances. But they can be complicated and they can be expensive if not used properly. I’ve had several clients over the years who have put …

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