Two Philosophies of Retirement Income Planning

My Comments: I’m sharing this article from Wade Pfau because it might help you better understand conflicting messages you encounter from those with whom you seek financial help. My online school, Successful Retirement Secrets™, was created to help anyone and everyone learn HOW to think about their financial future. In other words, to help you …

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The Great Unwind Is Upon Us

My Comments: Like everyone, I could use a crystal ball. Since they don’t exist, I have to turn to writers with a far better understanding of what’s going on than I have. To that end, these words from Larry Fuller are helpful. Fortunately, he avoids many of the big words that too many pundits use. …

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Equity-Indexed Annuities As a Retirement Strategy

My Comments: We know for a fact that very little in life is free. And that’s certainly the case with annuities. Add to that they’re hard to understand, and are often sold for reasons that are not always in the best interest of the buyer. None of that, however, means you shouldn’t consider annuities when …

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Trump’s ties to the Russian mafia go back 3 decades

My Comments: In a political context, my initial reaction to having Trump in the White House was that it was a healthy step in the evolution of these United States. We’ve been a formidable leader on the world stage for the past 80 plus years. From time to time, it is useful for the status …

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4 Reasons You Can’t Live on Social Security

My Comments: Well, duh! This headline seems like a no-brainer to me. Social Security was created as a safety net program 80 plus years ago. This implies you MUST have additional funds so you can pay your bills. With 80 years of expectations now built into the system, it has become ‘normal’ to view it …

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3 Awful Reasons to Take Social Security at 70

My Comments: Retirement mistakes are rarely obvious until long after you make them. And then it’s almost always too late to find a remedy. Don’t let yourself fall for the argument that on it’s face says you get more money if you wait to claim your Social Security benefits. Regardless of when you start, you're …

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After midterm election, focus on the ‘healthy’ 30%-plus correction headed for stocks

My Comments: We’re now almost three weeks past the midterm results. And the markets have been mostly negative. Now the discussion is about how far it will drop, and when, before the inevitable bottom and return to reality. My frustration is that I’ve been expecting a severe drop now for over 3 years; it makes …

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