My Comments: This is not an easy idea to talk about. The article came from someone critical of Dave Ramsey and Suze Orman, who argue that premiums for life insurance in retirement are an extravagance. Some of the assumptions made by the author can be questioned, but the overall theme is essentially correct. Personally, I’ve …
Tag: Alachua County
Euro: Parity Like It’s 1999
My Comments: The writer featured here provides, in my judgment, the most insightful reflections on what is happening economically across the globe. It appears here without his permission, but unless and until I’m told not to share them with you, I plan to continue. March 20, 2015 / Commentary by Scott Minerd, Guggenheim Partners Europe …
Retiree Health Costs And Employee Ignorance
My Comments: This article appeared recently in a weekly summary of articles designed for advisors whose clients are typically small businesses. At this point you need to ask for a definition of “small business”. It depends. About 30 years ago I qualified to attend an insurance conference. I was roomed with a fellow advisor from …
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Clinton And Gender Politics No Simple Matter
My Comments: Unlike many men, especially those from the Middle East and other parts of the world, I’ve never been troubled by a cultural dictum that says women are inferior. I have no problem responding to real leadership no matter where it comes from. I have other faults but I don’t think this is one …
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Barack Obama’s Gamble on the Future of Iran
My Comments: I must confess to being tired of all the crap going on in politics, whether its local, state, national or international. Increasingly my opinions, concerns, fears, hopes, expectations, etc., seem irrelevant. The temptation is to walk away and try to ignore it. That’s an emotional response and there’s a parallel with my universe …
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Why Invest in Real Estate?
My Comments: This is a topic about which I know relatively little. But it’s real, people do make money, sometimes lots of it, and over the few years since the crash that started in 2008, some folks have made tons of money. The dramatic opportunities are probably behind us for a while as after several …
This Too Shall Pass
My Comments: The daily grind of figuring out if you are going to make or lose money today can become tiresome. It’s the primary reason most of us turn the responsibility over to others. We tend to hope we made a good decision and leave it alone. It’s one reason I never subscribed to the …
5 Annuity Questions With Rational Answers
My Comments: Every year, many BILLIONs of dollars flow from the pockets of Americans into a financial contract called an "annuity”. Originally, the idea was to give an insurance company some of your money, and they would agree to send it back to you, with interest, over time. Over the years, the sophistication of these …
The White House and Hidden Retirement Fees
My Comments: It’s fairly easy to paint Wall Street as a villain in almost any article that deals with the management of money for the vast majority of Americans. After all, they typically act in their own best interest, which may or may not coincide with what's in my best interest. But that’s the American …
A Major Surge in Atmospheric Warming Is Probably Coming in the Next Five Years
My Comments: I claim no technical expertise regarding meteorological events. But I do get alarmed when certain people get put in critical decision making roles who have less expertise than I do. People like the Senator from Oklahoma who is now the leading advocate in the US Congress regarding what to do about climate change. …
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Helping Define Your Financial Future 