My Comments: A major determinant for when you should start taking your Social Security benefits comes down to when you plan to die. If you plan to die soon, then start the payments as early as possible; if you plan to live to be 100, and have enough money now, then delay the start of …
Continue reading Ready to retire? Don’t rush your Social Security start date
My Comments: Writing about personal finance matters is something I enjoy. Given my limited vocabulary, however, I resort to finding stuff written by others that resonate with me and then sharing with others. Sometimes it works and sometimes it doesn’t. Mix this up with the current political climate and there is an added resonance for …
Continue reading The Fury Of American Voters Is In Its Infancy
My Comments: These five ways are not foolproof, but will at least give you pause for thought. In a couple of months, I’m starting a series of free workshops sponsored by the American Financial Education Alliance whose mission is to promote financial literacy across the United States. Check out their website if you are curious. …
My Comments: Retirement planning is one of the principal tasks of my practice. In fact, I will soon start teaching a new course sponsored by the American Financial Education Alliance (AFEA) to promote financial literacy. I’ve created a Chapter of AFEA here in Alachua County with my target audience people between the age of 55 …
My Comments: A critical date is fast approaching for those of you who have not yet signed up to receive your Social Security benefits, for one reason or another. This writer clearly knows his stuff and if you have questions of me, I’ll do my best to answer them. None of this may apply to …
Continue reading Do the recent changes in Social Security rules allow you to file and suspend?
My Comments: Global liquidity or lack of it, is a prescription for investment success, or lack of it. If your retirement funds are threatened, then this might mean something to you. It’s not something to obsess over but it’s something I watch out for and hopefully find some remedies. Some of our presidential candidates will …
Continue reading The Global Liquidity Trap Turns More Treacherous
My Comments: I recently posted about how ‘fair trade’ and ‘fair competition’ are two different sides of the same coin and that what we are missing from American exceptionalism is ‘fair competition’, thanks to Wall Street and Congress. This should make you think carefully about your upcoming votes. By Will Marshall and Ed Gerwin, April …
Continue reading Donald Trump and Bernie Sanders Are Delusional on Trade Policy
My Comments: This is a hot topic. No one likes to leave money laying on the table. Given the chance you will live longer than expected and don’t have the financial reserves you thought you might have, taking advantage of everything possible from the Social Security system is critical for many of us. By Dan …
Continue reading Can I File and Suspend My Social Security Benefits?
My Comments: For many years, the financial industry has been telling those of us who work with clients that as the baby boomers age, trillions of dollars are going to flow to the next generation. The objective has been for us to help those people make good decisions. Or at least that’s what they would …
My Comments: This is about something called an IPO. For the uninitiated, this is an Initial Public Offering. It’s when a company, new or old, attempts to raise capital by offering shares representing an ownership interest to the general public. It’s like a giant, global auction. It's not the final bid that determines how much …
Helping Define Your Financial Future 