My Comments: I recently shared a link with a lot of friends and colleagues about a bubble that might or might not happen. It was called “The Bubble No One Is Talking About.” Bubbles are known to pop. And when its an investment bubble, it has the potential to make life hard for most of …
Tag: Alachua County
A look at U.S. Equities: Record Profits – Where do we go from here?
You may think you have an insight but if you are anything like me, you don't really trust it. However, I do have resources that are very talented and articulate and make coherent arguments that most everyone can follow. To that end, here is a report from J. P. Morgan that you can download and …
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The Real Cost of (NOT Having) LTCI
My Comments: Whether you are already a “senior”citizen, getting close, or have a parent you are concerned about, having Long Term Care Insurance can transform a depressing situation into one that is manageable or better than OK. But it’s a subject few of us want to deal with. I recently took a survey that resulted …
Retirement is Your Last Chance to Do These Things
My Comments: This idea is variation on the Bucket List. I have one with several items on it that I still hold out hope for. But for whatever reason, I haven’t added to it recently. This takes it a step backward and puts things in a larger context. Am unsure if this is helpful but …
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Yardeni Sees Bull Market Intact As Roubini, Mauldin Surrender
My Comments: This morning I had breakfast with an old friend and among his questions of me was what was going on with the stock market. My short answer was that it was expensive, which means there is growing downside potential, but that it was going to keep running up for a while. His response …
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AFFORDABLE CARE ACT FOR SMALLER FIRMS AND SOLE PROPRIETORS
I’m sure you are sick of this issue, regardless of your point of view. I know I am. But like it or not, it’s not going away. The latest hooha is about some folks whose coverage has been cancelled. As a long time insurance professional, I can tell you this happens all the time. It’s …
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Republicans Need to Stop Scrapping and Change Course
My Comments: Some of you may find it confusing when I say I want a viable Republican Party, one that will field candidates for elected office that have a chance of winning. Partly it’s because I believe in the two party system and partly because I think the Democrats could be as dangerous to the …
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65? 70? 80? What’s the Real Retirement Age These Days?
My Comments: I've recently said that I hope and expect to have at least 3 to 5 more years of productive life left in me. I've tried sitting around trying to be "retired" and I don't like it. I would enjoy it more if perhaps I was living in the south of France, but then …
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Tale of Two Obamacares as Some States Bypass U.S. Site
My Comments: One, would you care to guess which state governors decided to initiate their own exchange programs and which ones did not? No, I didn’t think so. And two, since there appears to be a huge pent up demand for insurance coverage across the country, would you care to guess which insurance companies are …
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Why Mutual Funds Can’t Protect Against a Stock Market Crash
My Comments: At last! Someone else who thinks like me with but with better writing skills! This explanation is right on target. For comfirmation of these thoughts, click on the word "risk" just to the left and spend a few minutes watching the presentation. By Roccy DeFrancesco on October 21, 2013 I recently saw that …
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Helping Define Your Financial Future 