My Comments: I must confess to being tired of all the crap going on in politics, whether its local, state, national or international. Increasingly my opinions, concerns, fears, hopes, expectations, etc., seem irrelevant. The temptation is to walk away and try to ignore it. That’s an emotional response and there’s a parallel with my universe …
Continue reading Barack Obama’s Gamble on the Future of Iran
My Comments: This is a topic about which I know relatively little. But it’s real, people do make money, sometimes lots of it, and over the few years since the crash that started in 2008, some folks have made tons of money. The dramatic opportunities are probably behind us for a while as after several …
My Comments: The daily grind of figuring out if you are going to make or lose money today can become tiresome. It’s the primary reason most of us turn the responsibility over to others. We tend to hope we made a good decision and leave it alone. It’s one reason I never subscribed to the …
My Comments: Every year, many BILLIONs of dollars flow from the pockets of Americans into a financial contract called an "annuity”. Originally, the idea was to give an insurance company some of your money, and they would agree to send it back to you, with interest, over time. Over the years, the sophistication of these …
My Comments: It’s fairly easy to paint Wall Street as a villain in almost any article that deals with the management of money for the vast majority of Americans. After all, they typically act in their own best interest, which may or may not coincide with what's in my best interest. But that’s the American …
My Comments: I claim no technical expertise regarding meteorological events. But I do get alarmed when certain people get put in critical decision making roles who have less expertise than I do. People like the Senator from Oklahoma who is now the leading advocate in the US Congress regarding what to do about climate change. …
Continue reading A Major Surge in Atmospheric Warming Is Probably Coming in the Next Five Years
My Comments: Dozens of emails cross my desk daily, some promoting stuff that is clearly not relevant, many with a narrow focus that is largely self-serving, few of them truly informative. Those that come from Scott Minerd and Guggenheim Partners are usually worth paying attention to. They’re not too long, and they seem to have …
My Comments: Selling long-term care insurance has been a tough sell for me. It’s less appealing than life insurance and statistically, it’s less likely to happen than death. It’s an emotionally charged issue that’s hard to deal with rationally. The major player in the long-term care insurance policy world is Genworth Financial. They’re on the …
My Comments: I apologize for continuing to push this issue. But as a fiduciary, I’m bound to give advice that results in what is best for the client, legally, morally and ethically. That Wall Street firms resist this is not in your best interest. Meanwhile, I received an angry call this week from a group …
My Comment: This push by the GOP is, in my opinion, more smoke and mirrors from those beholden to the lobbyists from Wall Street. The crux of this issue is that the people who run Wall Street firms do not want their rank and file representatives, the ones who work with people like you and …
Helping Define Your Financial Future 