My Comments: As an immigrant and naturalized US citizen, and having lived in foreign countries during my lifetime, I’m endlessly interested is world affairs. Many of the so called ‘political elites’ these days seem to be unaware that the world today is quite different from what it was as little as 25 years ago. I, …
Tag: adviser
These Little-Known Tax Deductions Can Save You Thousands
My Comments: No, I am not an accountant and I cannot tell you how to file your tax return. I can, however, put ideas in front of you that you may not know about. Remember, none of us have an obligation to pay more in taxes each year that is absolutely necessary. It’s just that …
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When Collectors Call, Demand Proof of Your Debt
My Comments: A conversation with a client this morning revealed that she is getting annoying letters and calls from a Homeowner Association affiliated with a timeshare property she used to own in another state. It’s not her debt and she has sufficient documentation to support her claim that the property was sold to someone else. …
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Grab This Social Security Benefit While You Still Can
My Comments: Social Security has for many years been a critical financial component in the lives of almost every citizen of the US who is aged 62 or older. I know it is for me and my wife. Changes are going to happen to help maintain it’s viability as the population demographics change and society …
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TAX ESSENTIALS
My Comments: I think I found this article published in Medical Economics some months ago. I apologize for my inability to provide accurate sourcing. That aside, we have ZERO obligation to pay more in taxes that absolutely necessary. Just remember, the IRS has a responsibility to collect taxes. It’s up to us to figure out …
A Breath of Fresh Air in Iowa
My Comments: This article appeared in the Los Angeles Times with these words as the title; In Iowa farm town, immigration debate yields surprising views. Given the political rhetoric and implications, I think this message is worth sharing. By Mark Z. Barabak - The Los Angeles Times – January 22, 2016 For the longest time, …
Postal Banking: An Idea Whose Time Has Come Again
My Comments: Last month, while standing in line to buy stamps, I overhead the person behind me complaining about the apparent inability of the Post Office to adapt and have enough people behind the counter. His vitriol made me think he was probably a Trump supporter. I kept my mouth shut but reminded myself the …
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Starting to Invest in 2016? Here’s What You Need to Know
My Comments: After 43 years as a financial planner and investment company owner, I can say with certainty that the future outcome for your money is a combination of luck, discipline, timing and knowledge. I have no clue how we’ll do in 2016 but this is at least a start. By Jason Hall Published January …
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The ‘Retirement Crisis’ That Isn’t
My Comments: Social security payments to my wife and I are a critical element of the life we live. It can be argued that without those payments, we’d have scaled back in terms of what we spend for food and housing. The fact remains that given expectations of a monthly income from that source, our …
6 Charts Suggest a Stock Market Correction Soon
My Comments: Like me, you don’t have a clue what’s going to happen either. But these charts help give you an educated guess. John Mauldin, Mauldin Economics Dec. 20, 2015 The S&P 500 index is flat for the year, but that hasn’t been due to a lack of volatility. The index has traded within a …
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Helping Define Your Financial Future 