My Comments: If I’m guilty of a ‘liberal media bias”, so be it. As an economist and financial professional for the past 40 years, I think I know how to read the tea leaves of global economic reality. They say our economy is relatively solid. Unemployment is low and growing. Corporate earnings are OK, if …
Continue reading The Real Economy Trumps Republican ‘Dark Ages’
My Comments: Another brick in the pile that says we’re headed for a market correction. A major clue is called the price to earnings ratio or P/E. It’s a readily available metric that helps understand relative valuations. The Shiller CAPE ratio is today recognized as the better measurement of market valuations. Currently, it is almost …
Continue reading This Stock Market Rally Is Going To Fall Apart
My Comments: More ideas about the ongoing saga of when and how to best apply for Social Security benefits. 02/24/2016 There are many benefits to marriage, but one you may not yet have considered is the flexibility married couples enjoy when deciding how and when to claim Social Security. Even though the basic rules apply …
My Comments: If you are approaching the age when retirement is on your mind, a critical question is always “how are you going to pay for it?”. Experts are telling us there is a new risk to be aware of, and it’s called longevity risk. Simply put, it’s the threat posed by living beyond your …
Continue reading Saving enough to live to age 100 not a very useful goal
My Comments: I have no idea whether this will prove to be true or not. But it sure enters my thinking whenever I talk about money with clients and how they are going to pay their future bills. And how I'm going to pay my bills. John Mauldin, Economics, Jul. 28, 2016 The next recession …
Continue reading Don’t Expect To Make Any Money In The Market For The Next 7 Years
My Comments: I don’t normally post anything on this site on weekends. But there is so much going on these days that I either have to start posting twice a day during the week or from time to time on the weekend. ETF’s are as significant a step in the evolution of money management as …
Continue reading Why low-volatility ETFs are now a high-stakes gamble
My Comments: This list comes from Kiplinger, and is relevant to many of the people I talk with daily. I’ve only include two of the ten here. To to find the rest you’ll need to click on any of the images which will take you to the Kiplinger site. If for any reason, they block …
Continue reading 10 Retirement Decisions You Will Regret Forever
My Comments: Please keep reading… Paul J. Lim, July 6, 2016 If you think the financial panic over Brexit is over — because stocks have bounced back somewhat from their initial sell off — think again. As scared investors continue to seek shelter in boring government bonds, fixed income prices have soared while yields on …
My Comments: Having access to medical care is a big deal. Having access to medical care that you can afford is a big deal. And it becomes a bigger deal when you are no longer employed and attempting to live the rest of your life with some degree of financial freedom. By Glenn Ruffenach July …
Continue reading How Much Will Your Health Expenses Be In Retirement?
My Comments: As is true in all life, evolution happens. This includes investing your money for the future. A major evolutionary step was the introduction of ETFs. They are as significant a step as was the introduction of mutual funds in the early years of the 20th Century. It’s in your best interest to understand …
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