Ideas to help preserve and grow your money
I last wrote about the Secure Act back on July 18th of this year. The name is an acronym for Setting Every Community Up for Retirement Enhancement. As I mentioned then, someone stayed up late one night coming up with that to reflect the message of security. The idea behind any effort that allows people …
Continue reading The Secure Act is now law. Will it help your retirement?
My Comments: The title itself is a little disappointing to me. What exactly are “near-retirees”? I spent almost all my working time these days promoting the idea that a successful retirement, however you want to define that, is a function of time, effort and discipline. Oh sure, you might win the lottery but the odds …
How much of life is dependent on luck? Personally, I consider myself very lucky. I’ve had good personal relationships, I’ve managed to live a productive life, my wife of 5 decades is still with me, our children are grown and have given us grandchildren. Life is good. Many of my days are spent sharing insights …
OK, no one likes to make mistakes. As we journey through life, and make mistakes from time to time, we tend to learn from them and not make the same mistake again. At least that’s the plan. Retirement, however, presents us with challenges we’ve not had to face before, and sometimes, we realize too late …
Continue reading 4 Critical Mistakes About Money in Retirement
My Comments: My reaction to this headline was skepticism. Some of that’s because while I'm no longer officially in business as a financial planner and investment advisor, I don’t think of myself as retired. For much of the 20th Century, retirement was defined as a single day in time, as described in this article. However, …
Continue reading The Day You Retire Might Be One of The Hardest Days of Your Life
My Comments: A massive problem for Americans going forward involves the cost of health care. I’m not here to offer ideas about how to solve that problem, that’s for our next elected leaders. I am here to tell you that if you haven’t already died, chances are you’re going to need some form of long-term …
Continue reading America’s long-term care crisis is worsening
Last May I published Part I where I talked about climate change and it’s implications for anyone with plans to retire in Florida or is already here. I was fortunate also to have it appear in our local newspaper, the Gainesville Sun. My main focus these days is marketing my online school, Successful Retirement Secrets. …
My Comments: Big numbers tend to go in one ear and out the other. If I say that 2050 is but a mere 30 years from now, many of you will shrug your shoulders. Because even 30 years is sometimes too big a number to grasp. Yet, the number $15.8 Trillion could be become very …
Millions of Americans are already retired. Many more millions expect to retire. And a great majority of them (of us) will experience financial pain in some form. Some of this pain can be avoided if you know about it and take steps to prevent it. There are two definitive ways to avoid this possible pain. …
My Comments: People my age tend to be less concerned about climate change than do young people. I guess it’s because by the time parts of the country become unlivable, we’ll be in our graves (they may be underwater but we’ll never know it). Since it appears changes are underway and for reasons that appear …
Continue reading Have You Heard The Good News About Sea Level Rise?
Helping Define Your Financial Future 