My Comments: My hope is all of you had a wonderful Thanksgiving with family and/or friends. Yes, it’s Friday and for some still a holiday, but I’m trying to keep to my blog post schedule. Most of my investable money today is in a Vanguard cash reserve money market fund. It’s current yield is about …
Continue reading This Is One of the Worst Stock Market Mistakes You Could Make Right Now
My Comments: What follows here came from an article which appeared in my daily news feed. To give credit where credit is due, here’s a link to the article: https://tinyurl.com/4fvaa98f. I changed the post title to reflect my belief that growth funds in a portfolio tend to be more volatile. This is not necessarily helpful …
Continue reading 5 Best Vanguard Funds for Anyone Planning to Retire
My Comments: Despite my advanced age, I’m increasingly fascinated by AI and am now using it almost daily to help me with chores on my office computer, things that would have not been possible a few months ago. My first effort was last March as my granddaughters birthday approached. I asked ChatGPT to draft a …
My Comments: There are many comments from presumably smart people at the end of this article that appeared recently. You can find them via the link just below. Many refute what he says and think he’s full of it. Meanwhile, I’m a retired person, and the threat of losing too much money in the short-term …
Continue reading A Massive Stock Market Bubble May Be About To Burst
My Comments: Many of you are retired and somewhat dependent on market returns going forward to sustain your existing standard of living. If so, what follows is NOT good news for you or for me. We can argue it’s only an opinion, but my gut tells me it’s more than that. What he says about …
Continue reading Get ready for years of terrible stock-market returns
My Comments: Is it? Time alone will tell, but I’m doing my best to sit this one out. My best guess, like yours, will be either good or bad, depending on how the next few months play out. by Mott Capital Mgt. \ 7 AUG 2022 \ https://tinyurl.com/2q988542 History can act as a guide, not …
Continue reading The S&P 500 May Be Near the Most Dangerous Phase of The Bear Market
My Comments: By the time they arrived on the scene, I felt there wasn’t enough time left for me to grow a meaningful amount in the few years I had left to work. So, I never opened a Roth IRA. I wish I had but it didn’t happen. I now have many clients with Roth …
Continue reading Reasons to Convert Traditional Retirement Accounts to a Roth IRA
My Comments: There are as many articles that tell us a bear market has arrived as there are articles that say one will not happen any time soon. I have no idea which one is right. All I do know is that bear market signals are in many ways loud and clear. And if you …
Continue reading What Happens After a Bear Market Starts? Four Things to Know
My Comments: My awareness of and respect for Scott Minerd goes back decades. I recall him being the featured speaker at an investment seminar I attended in the late 1980’s. This was long before his current role as the Global Chief Investment Officer of Guggenheim. I’ve always found his comments to be both revealing and …
Continue reading Fed Aggressiveness Following Delayed Liftoff Sets Up 2023 Collision
My Comments: Apart for the different spelling of certain words, the following should encourage you to be very cautious about keeping your money in the “stock market” going forward. I’m less worried for those of you with a long-term time horizon of 15 - 20 years. Chances are you’re not about to become a retired …
Continue reading An Economist’s Warning for Stock Market Investors
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