My Comments: Value is in the eye of the beholder. When we need something, and it may be financial advice, pork chops or a car to drive, we typically spend money. If it's financial advice, it's sometime difficult to measure it's benefits, so be prepared to pay for it. As a self-styled expert on retirement …
Continue reading This is how much fees are hurting your retirement
Monday = Investing Money: I’d like to think that my posts help someone, anyone? Professionally I’ve lived in the financial world for over 40 years and it pains me to say I haven’t a clue what’s going to happen next. What’s telling is that others, far more competent than I, don’t have a clue either. …
My Comments: I recall a saying to the effect ‘pride goeth before a fall’. Rampant enthusiasm about investing across the market spectrum probably suggests the same thing. Of course, there’s always a follow up question about how much pride is necessary to trigger a fall. Just know that one is coming and if it concerns …
Continue reading Global Markets: Traders Put Record Cash To Work
My Comments: Putting money to work for the future is something we all try to do. Our expectations vary all over the map. If you use the past to predict the future, you’re probably going to be disappointed. This is very relevant if we have money sitting somewhere that we plan to use tomorrow to …
My Comments: Sooner or later, the penny will drop. Joe Ciolli \ Jul 30, 2017 To a growing chorus of strategists and investors across Wall Street, the stock market looks like it's headed for a rude awakening. Their mounting pessimism comes at a time when US equities are looking healthy, at least on the surface. …
Continue reading Wall Street is sending huge warning signs for stocks
My Comments: Financial illiteracy is a huge problem. But many people have no idea it applies to them. The other day I was trying to explain something to a widow in her 70’s and it was like talking to my six year old grandson. People should be exposed to the markets. But they need to …
Continue reading How do I safely invest my retirement savings for growth?
My Comments: The article below comes courtesy of a writer by the name of General Expert. He/she/they write extensively and appear on an investment news feed I follow called Seeking Alpha. You'll have to draw your own conclusions about the message but I, for one, find it interesting and informative. Here’s a link to the …
My Comments: There is a lot of fear these days about money. We all know that from time to time the markets experience a correction. Depending on how old you are and when you expect to use the funds you have, this fear is normal. So how do you deal with it? Again, depending on …
My Comments: How fast will your money grow? An expectation of growing money at an annual rate of 7% to 10% going forward is probably unrealistic. Interest rates and inflation rates are relatively low, and global economic growth rates are likely to slow down over the next two decades. See my earlier posts to understand …
Continue reading A 60-40 Portfolio Could Return Less Than A Savings Account
My Comments: Be assured, I have no idea. But then, I don’t know what I’m going to have for lunch either. All I know is that I will have lunch and one of these days, this bull market will end. The trick is to understand that it will end, and if you’re not ready to …
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