My Comments: As a financial planner for the past five decades, I’ve seen my share of success and of failure. These days, too many folks have money worries that are very uncomfortable. It’s largely because while you’re young and working, it’s hard to conceive the day will come when your income stops or dramatically slows …
Continue reading Four Unseen Icebergs That Could Sink Your Retirement Plan
My Comments: Soon after I “retired”, I became what I describe as “terminally bored”. That resulted in my returning to work, albeit part-time without some of the stress from working full-time. However, I find I still have to work hard to keep from watching the clock all day long. The following seven habits include obvious …
My Comments: These words appeared some time ago but are still very relevant to those of you expecting to retire at some point. Yes, it’s difficult to think about, but if you remain alive and well, retirement will arrive and having a developed framework in place will help you enjoy your retirement. As someone who …
Continue reading 5 Commonly Held Beliefs About Retirement That Are Simply Wrong
My Comments: This a long post, but the topic is critical for many of us. People are living longer and longer which significantly increases the odds of needing some serious help before the end arrives. And in most cases, it ain’t cheap. Fortunately, my wife and I are still relatively functional, though we both see …
My Comments: Some of this seems counter intuitive but I can’t tell you how many times I’ve talked with people who have retired and seem unable to enjoy their lives. The six signs described below need to be focal points for most people when reaching age 60. By that time you probably know that at …
Continue reading 6 Key Signs You Will Be Able To Enjoy a Middle-Class Retirement
My Comments: First, 35 mistakes is more than anyone is likely to make. Second, despite by having been a professional financial planner for almost 50 years, I can tell you that despite my presumed skills, I made some serious mistakes along the way. Third, there’s a lot here to absorb, but I hope you make …
Continue reading 35 Retirement Planning Mistakes You’re Wasting Money On
My Comments: Few of us expect to live to be 100, much less much longer than that. What we don’t expect is to find ourselves unable to effectively look after ourselves as the end approaches. Yes, many of us are living longer and longer, but that comes with a significant cost. The projected cost numbers …
My Comments: If you’re still working and expect to continue living, chances are you’ll decide at some point to retire. That’s when you stop working for money and money starts working for you. The trick is to have enough to maintain your chosen standard of living. I’m hoping you’ll read the few words below and …
Continue reading Can You Pass This Retirement Literacy Quiz?
My Comments: I became a follower of Don Graves, the author of the following article, a number of years ago. His ideas about paying for retirement are very similar to what I’ve attempted to tell clients for almost four decades. As he says below, we pass through different psychological phases during our lives, and especially …
Continue reading Navigating the Three Economic Phases of Retirement
My Comments: I have no reason to doubt the majority of scientists that posit that we are approaching, if not already there, a tipping point with respect to dramatic climate changes. Unfortunately, or perhaps fortunately, I will not likely experience it beyond the current heat levels in north central Florida. You are right in that …
Continue reading Marker for the collapse of a key Atlantic current discovered
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