The Trumponomics Experiment is Failing Before Our Eyes My Comments: I try to think outside the box, but from time to time, the box is too strong. So it is with expecting whatever business skills Trump brought to the table when he became our President would provide a breath of fresh air. Economic rules, …
Author: Tony Kendzior, CLU, ChFC - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
Many Americans Are Not Rushing to Retire, and It’s Clear Why
My Comments: From 1963, when I graduated from college, until I reached my 60’s, the prevailing assumption was that retirement started when you were 65. It was almost hard wired into how we approached this last phase of our lives, largely because for whatever reason, when Social Security began in the 1930's, that's when you …
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Who Among Us Pays Income Taxes?
Mindful that much of the Revolutionary War was fought in order to not pay taxes to the British in the 1760’s, it’s obvious that if our nation is going to sustain itself, money has to come from somewhere. I'm not going to dig into the weeds and talk about all the different kinds of taxes …
Relief for 40 million Americans without 401(k) plans
My Comments: Accumulating funds to be used in retirement is not easy. An incentive provided by the IRS is to allow you to set aside money today and pay income taxes on it later. Meanwhile, the theory goes, a larger amount grows to become even larger, and you find yourself in a lower tax bracket …
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Consumers may have carried markets as far as they can
My Comments: lost in the news cycles now heavily invested in the Ukraine/Trump matters, is the state of our economy. While correlation is never 100%, there is a relationship between the state of the economy and the performance of the stock and bond markets. And those markets are where millions of us have money invested …
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It’s Either Collusion or It’s Not
My comments: For most of my adult life, I’ve attempted to stay far away from the political fray when it comes to expressing my thoughts. As a blogger in recent years, I’ve strayed from that position from time to time. I’ve more or less made my position clear that I lean left of center. Today, …
11 Things We Should Explore To Understand Money
My Comments: There’s an old saying about money being the root of all evil. And that may be true, but money is also the grease that allows the wheels of commerce to keep turning. And in 21st century America, we need to keep the wheels turning. There are dozens of other things to know about …
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Record debt and inequality gap? It’s almost like 40 years of Republican tax cuts failed
My Comments: I don’t enjoy paying taxes. Never have. But from day one I’ve known they were a necessary evil. So I paid and rarely complained since I knew life in civilized society calls for answers that only government can satisfy. Over the last several decades, however, and especially of late, tax breaks have gone …
Fiduciary Standards, Retirement, and Politics
The definition of “fiduciary standard” I prefer to use goes like this: to conduct oneself legally, ethically, and morally when giving advice and acting on behalf of others. It means I’ll act in someone’s best interest at all times. It implies the duty of good faith and trust at all times when performing duties on …
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U.S. Manufacturing Dives to 10-year Low as Trade Tensions Weigh
My Comments: I’m more than a little tired of woe and gloom every day. Yes, I’m alive and well as are members of my family. But it’s impossible to go a single day without someone hurling invective about politics, about the trade war, about Brexit, about the current occupant of the White House, about small …
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Helping Define Your Financial Future 