My Comments: I don’t normally post anything on this site on weekends. But there is so much going on these days that I either have to start posting twice a day during the week or from time to time on the weekend. ETF’s are as significant a step in the evolution of money management as …
Continue reading Why low-volatility ETFs are now a high-stakes gamble
My Comments: This list comes from Kiplinger, and is relevant to many of the people I talk with daily. I’ve only include two of the ten here. To to find the rest you’ll need to click on any of the images which will take you to the Kiplinger site. If for any reason, they block …
Continue reading 10 Retirement Decisions You Will Regret Forever
My Comments: Please keep reading… Paul J. Lim, July 6, 2016 If you think the financial panic over Brexit is over — because stocks have bounced back somewhat from their initial sell off — think again. As scared investors continue to seek shelter in boring government bonds, fixed income prices have soared while yields on …
My Comments: Over the past 40 years that I’ve helped people with their money, there have been more ups and downs than you can imagine. In many of them, especially during the ‘downs”, people have asked me to find another option. Usually we did, and it wasn’t long before we realized we should have stayed …
Continue reading Stick To Your Investment Strategy Amid Market Volatility
My Comments: Having access to medical care is a big deal. Having access to medical care that you can afford is a big deal. And it becomes a bigger deal when you are no longer employed and attempting to live the rest of your life with some degree of financial freedom. By Glenn Ruffenach July …
Continue reading How Much Will Your Health Expenses Be In Retirement?
My Comments: As is true in all life, evolution happens. This includes investing your money for the future. A major evolutionary step was the introduction of ETFs. They are as significant a step as was the introduction of mutual funds in the early years of the 20th Century. It’s in your best interest to understand …
My Comments: If you are 65 and older, Medicare is fantastic. Okay, it has its limitations, but coupled with what is known as a MediGap or MedSup plan, it’s fantastic. You can argue all you want about how this country is slowly sinking into a socialist morass, but when you reach my age, health issues …
My Comments: Forget the UK and Europe. There’s a message here that applies to us in the United States and the anger among so many that gives rise to a choice between Donald Trump and Hillary Clinton. It echoes the comments I’ve made here for years that “It’s economics, stupid!”. A primary driver of deteriorating …
Continue reading The Only Way To Save the EU Is For The UK To Leave It
My Comments: Like most everyone else, I’m alarmed by the negativity and frantic rhetoric that is pervasive these days. I’ve tried to get used to it, but am not sure I should get used to it. I know that whatever is in the past is forever in the past and I can only observe the …
My Comments: As someone who teaches people how to maximize their social security benefits, a major fear that surfaces during a workshop is whether there is enough in the system to guarantee future benefits. The quick answer is “not without some changes to the system”, which leads to more questions about when it will run …
Helping Define Your Financial Future 