How Are Spousal Benefits Calculated for Social Security?

My Comments: As with most Social Security calculations, this one is also prone to misinterpretation and mistakes made. My wife and I are an example. I claimed at my FRA (full retirement age) but my wife, 4 years younger, did not. We’re not sure why that happened but for whatever reason, she elected to file …

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55 All-Inclusive Social Security Facts

My Comments: No comments from me this time. I think 55 things to think about are more than enough. There's probably a 56th, but I have no idea what it could be. Good luck! Well, as luck would have it, I just thought of something. There is likely to be some movement in Congress soon …

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Undocumented Immigrants and Social Security: Separating Fact From Fiction

Are undocumented workers really a drain on Social Security's resources? My Comments: The boogyman is trying to get you riled up. And to the extent you are riled up, it’s diverting you from an uncomfortable truth. Congress needs to change the Social Security rules in a manner similar to what it did back in 1983. …

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Retirees across America are facing a fiscal crisis as Social Security weakens

My Comments: I post this because you and I have the power to make sure the Social Security safety net is fixed so it remains viable well into this century. To make that happen, we have to put pressure on those whom we elect to represent us at the Federal level. It was last fixed …

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If You Do Only 1 Thing This Social Security Month, Do This

My Comments: I don’t care if you are already receiving Social Security benefits or not, this is something every one of you should do. What you will find is that the Social Security website is a really good one, full of useful information and easy to navigate. If you expect to start receiving a monthly …

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Social Security and the U.S. deficit: Separating fact from fiction

My Comments: As someone who depends on payments from the Social Security Administration to maintain my standard of living, the idea that people in Congress are considering reducing those payments is concerning. We have to hope that elected representatives find a reasonable solution that will allow the program to remain viable. It’s become an integral …

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10 Social Security Terms To Know And Understand

My Comments: Happy Thanksgiving everyone! For those of you still not signed up and receiving monthly benefits, here’s some useful things to know. For those of you who attended my Social Security workshops, you’ll recall the acronyms that appear on every page. There's even a couple more here for you to learn. Maurie Backman - …

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