My Comments: I saw this headline on an email from a source that see people like me as their target audience. It's from a company that creats insurance products such as life insurance and annuities for prospective clients. None of this is bad; I rely on such sources to keep me aware of changes going …
Continue reading 2 in 3 Women Are Uncomfortable With Their Financial Situation
My Comments: This article is about someone who put all three of his children through college and saw them graduate with no debt. As he says, "Woo-Hoo!" Many of you with children in high school, or perhaps already in college, are doing your best to help your kids get into or through college with money …
Continue reading Realistic Planning: There’s More to Life Than Retirement
For those of you who pay attention and want to time the market, here’s this weeks best summary:
My Comments: Two years ago I began trying to understand what appeared as a new class of investments. Over my 40 year career as a financial consultant, stocks and bonds in all their many variations formed the basis for investment decisions. Over that time, stocks and bonds tended to be relatively uncorrelated, meaning their ups …
My Comments: This article is further confirmation that these are not “normal” times. My efforts to help you manage your money cannot follow the traditional “buy and hold” approach that worked in the eighties and nineties. If you expect to have more money in the future than you have now, you have to be either …
Continue reading A Modern-day Depression: The Current Secular Market Cycle Mirrors the Past
My Comments: Last Monday I got a call from a client who asked me to close her investment account. Her comments suggested she didn't expect Romney to win and if Obama was elected to a second term, the world was going to come to an end. She wanted her money under her mattress even if …
Continue reading The Election, the Presidency and Foreign Policy
My Comments: This article, which appeared in a recent issue of “Producers Web”, an online magazine that caters to the investment and financial planning community, affirms what I have been telling clients and prospective clients now for about five years. Namely, that we are looking at another 5 – 8 years of essentially sideways movement …
My Comment: Apart from apparently boundless resources, this country’s greatness can be attributed in part to the immigrants who came here looking for a better life than the one they left behind. Millions of immigrants, including me, built our lives in this country. Given the opportunity, I like to return to where I was born, …
Continue reading The Only Solution to Our Immigration “Crisis” That Matters
My Comments: Most of you have by now figured out that I’m likely to vote for Obama in the upcoming election. Not that I’m opposed to rich people, it’s just that there are some rich people who are completely tone deaf when it comes to opportunities for those who are not rich. I’m one of …
By Bob Seawright (Bob Seawright is chief investment and information officer for Madison Avenue Securities in San Diego.) On the day I write this column, I made my last payment towards the education of my children. Had I paid via actual paper draft rather than electronic transfer, I would have waited to receive the cancelled …
Continue reading Realistic Planning: There’s More to Life Than Retirement
Helping Define Your Financial Future 