PBR is the short version name of a company registered as Physicians Benefits Resources Risk Retention Group, Inc. For the past four years, I’ve invested significant time and energy with this company as I was convinced since day one ( and am still) that it had a unique value proposition. This value proposition is significant …
Tag: retirement advisor
Will Americans Work Forever?
My Comments: I’m an American and I intend to work until I drop. I enjoy what I do, I’m think I’m pretty good at it, I have people to talk with who want the skills I bring to the table, so why not? By Maria Wood Has the U.S. become the work forever society? According …
Even Skilled Investors Can Use a Financial Advisor
My Comments: Yesterday, the focus of my comments was that if you want to go it alone, that's OK. Here, however, are some reasons for not attempting to go it alone and be solely responsible for your decisions. I can confirm, after 38 years in this business, that emotions play a huge role in whether …
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Tired of Financial Advisor Fees? Try Going It Alone
My Comments: From the beginning, I've told prospective clients and clients alike that it's OK to go it alone. But if you decide you want help, my hand is in the air as someone who does this for a living and I'm ready to help you. If you are trying to decide, here are some …
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US Expects First Cut in Debt Since 2007
My Comments: There is good news here and there if you look beyond the crisis de jour. By: Michael Mackenzie / Published: Tuesday, 30 Apr 2013 / The Financial Times, London The U.S. Treasury expects to pay down debt in the second quarter of 2013 as the budget deficit that has dominated national politics starts …
Austerity Exposes the Global Threat from Tax Havens
My Comments: Unless you have been to the Cayman Islands, or happen to make far more money than you actually need to live your life, the idea of an offshore tax haven is pretty remote. You’ve heard about them, but since they are so far removed from your reality, they seem to stay under the …
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Investor Optimism Rose in March
My Comments: I have no idea what I’m having for supper tonight, much less how the markets are going to perform over the next several months and years. However, assuming I haven’t left the building, I expect to eat something, and in like manner, I expect the markets to move up and down with a …
The New Deal for Europe: More Reform, Less Austerity
My Comments: There has been a disconnect in this country, typically along partisan lines, whether or not austerity is the way to solve the so called debt crisis at the federal level. As an economist, and a Democrat, my instinct has been to set the stage for growth, and as growth and increased economic activity …
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Tactical Strategies Gain, as Buy and Hold Fades
There appears to be a significant disconnect between those of us who have advocated a tactical approach to investing money for years from those who learned their trade during the 18 years that ran from 1982 thru 2000. The study referenced below in the article, as it appeared in the print edition, headlined “45% of …
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Fallout for States Rejecting Medicaid Expansion
My Thoughts on This: As you know, I fully support the passage a few years ago of the Affordable Care Act. I’m also a realist in that I expect it to change shape over the years. Here’s an article that suggests what might happen in those states where the governor is married to the “anyone …
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Helping Define Your Financial Future 