My Comments: The folks behind this headline is Kiplinger, the people who publish the magazine about money. Ever since I began to offer meaningful Social Security advice to clients and prospective clients, I’ve been sensitive to all the ideas that are circulating out there. These 10 Things are presented in a slide show where you …
Continue reading 10 Things You Must Know About Social Security
My Comments: I hope everyone had a safe and happy celebration to start 2014. With it coming during the middle of the week, my internal calendar is kinda messed up; it seems today has to be Monday. But back to the real world. My first inclination when asked to understand something not readily understood, is …
Continue reading Don’t Fret About Soaring Asset Prices – This Time Is Different
My Comments: Who knew? If I'd known this before, would I have planned any differently? Maybe. By Dan Kadlec Dec. 12, 2013 With a savings crisis so deep that more than half of American adults are unsure they could scrape together $2,000 within a month for an emergency, it may seem tone deaf to worry …
My Comments: I recently posted a blog in favor of Lawrence Summers to replace Ben Bernanke as chair. I also suggested that Janet Yellen would be OK. Now here is another argument that unfortunately makes a lot of sense. Clearly, whomever is ultimately chosen by Obama is going to have a huge impact on global …
Continue reading The New Fed Chair Should Not Be One of the Usual Suspects
My Comments: You will note to the right of my image as you look at this page a comment about my professional objectives as a financial planner and consultant. None of us live in a vacuum where we avoid the influence by what we hear on TV, what we read in the papers and somehow …
Continue reading Prospect of Financial Crisis Tops Fears of Pre-retirees
My Comments: I’ve discovered that when I don’t have a full schedule ahead of me when I wake up, I tend to have negative thoughts about growing old. Since I can’t change the growing old part, my goal now is to do whatever it takes to keep as busy as possible. I like what I …
My Comments: While these comments were directed toward advisors like me, they are representative of something that happens to many of us over time. What we are trained to do, and from which we earn a living, changes and we become irrelevant. An example happened in Detroit, once the heart of American car manufacturing. And …
Continue reading Estate Planning is Dead — Long Live Retirement Planning!
My Comments: It's a fact of life that most of us men are going to pass away before the significant women in our lives. So we attempt to keep our financial lives in order and provide the necessary resources so that those left behind can continue to live in grace and dignity. As a financial …
Continue reading Bag-Lady Specter Haunts Even Savvy Women’s Retirement
My Comments: I have no idea what I’m having for supper tonight, much less how the markets are going to perform over the next several months and years. However, assuming I haven’t left the building, I expect to eat something, and in like manner, I expect the markets to move up and down with a …
My Comments: As a financial planner and investment advisor for the past 38 years, I recognize that we, that's me and you, are moving into uncharted waters. While the future is always an unknown, what we are dealing with now is how whether many of us are going to have enough money to live with …
Helping Define Your Financial Future 