Donald Trump and Bernie Sanders Are Delusional on Trade Policy

My Comments: I recently posted about how ‘fair trade’ and ‘fair competition’ are two different sides of the same coin and that what we are missing from American exceptionalism is ‘fair competition’, thanks to Wall Street and Congress. This should make you think carefully about your upcoming votes. By Will Marshall and Ed Gerwin, April …

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Parents and Inheritance

My Comments: For many years, the financial industry has been telling those of us who work with clients that as the baby boomers age, trillions of dollars are going to flow to the next generation. The objective has been for us to help those people make good decisions. Or at least that’s what they would …

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A Chilling Message About The Stock Market

My Comments: This is about something called an IPO. For the uninitiated, this is an Initial Public Offering. It’s when a company, new or old, attempts to raise capital by offering shares representing an ownership interest to the general public. It’s like a giant, global auction. It's not the final bid that determines how much …

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Radical New Hypothesis For Why Humans Exist

My Comments: from time to time my mind tends to wander. Some of you might argue it’s much of the time, but at least it wanders, and wonders. This may not sit well with some of my friends who believe there is an insurmountable gulf between their faith and the world around them but , …

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Prepare For A ‘Rockier Road Ahead’

My Comments: Investing money for the faint of heart is at best, a guessing game. Too much in ‘safe’ bonds and you get hammered when interest rates rise. Too little in ‘risky’ stocks at the bottom of a market trough and you get hammered when the next upturn happens. As explained here, the ups and …

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Why You’ll Need to Own More Stocks After You Retire

My Comments: For many of us, retirement once seemed like a glorious goal to achieve. Now that many of us are here, the light isn’t so bright. As a financial planner, both for myself and others, the landscape is very different from what it was as little as twenty-five years ago. The fundamentals are the …

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How To Retire Despite Low Interest Rates

My Comments: Don’t expect interest rates to increase anytime soon. Decisions by the Fed will influence the prevailing level of interest rates but in the background is the everpresent supply and demand curve. This simply states that the price being paid (interest rate) is a function of how much there is available compared to the …

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Here’s The Big Economic Risk The Federal Reserve Is Willing To Take

My Comments: In the world of finance, especially here in the US, what the Fed does is a huge determinant of how our lives play out when it comes to our money and purchasing power. People have made and lost fortunes on their expectations of what the Fed will do next. Here is ‘projection’ about …

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Keeping America Great (Again)

My Comments: Despite what some so called "leaders" are exclaiming, America is still a great place to live, work and dream. Sure, there are some troubling issues to deal with, but tell me, was there any point in time when there was perfection. I don't believe you can. Personally, I’m far more interested in what …

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Bernie and Hillary re Black America; A Study in Contrasts

My Comments: By know you know I’m a registered Democrat who is unlikely to vote for Donald Trump. But I still have reservations about my support for the Democratic Party nominee. Among the writers I follow is Joel Klein. He writes about American politics and our role in the world. In the column that appears …

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