My Comments: In addition to death and taxes, a third ‘truth’ is demographics. A reason for our current political troubles is that the historic white Christian majority believes it is under attack. And it is. And many in that historically white majority want to live in the past. I’ve long learned we cannot live in …
Continue reading The Clear Message in the United States’ Shifting Demographics
My Comments: If you are not yet retired, which means different things to different people, chances are you’ll be eligible for Social Security benefits. Before your magic day of retirement arrives, you need to have a solid understanding of how the Social Security System works and what you can expect to receive. And also know …
Continue reading 7 Things Everyone Gets Wrong About Social Security
My Comments: The lack of financial literacy for most people is an existential risk when thinking about money and the role it plays in peoples everyday lives. And it becomes even greater when the idea of retirement surfaces and what has to be put in place long before that day arrives. Here’s a start… by …
My Comments: "Who me? Nah, I’m good. I’m not going to become goofy or worry about someone helping me take my meds every morning. Or help me prepare my meals. Or help me in the shower…" (BTW, this image is of my mother who suffered from Alzheimers for 10 years after my father died.) by …
Continue reading If you’re in your 50s, you need to plan for long-term care right now
My Comments: If you’re still a working stiff, the idea of eventual retirement crosses your mind from time to time. In years past, we thought of live as having two phases: childhood and adulthood. In childhood we are dependent on others and in adulthood we are dependent on ourselves. Adults worked until they died or …
My Comments: With much of my time these days building a new business around retirement planning, the question of how long your money will last has huge implications. The 4% rule evolved in years past using the assumption that it would keep you from running out of money before you died. That assumption is not …
My Comments: To me, it’s both pathetic and amusing to hear political candidates rail against the idea of ‘socialism’ and declare it’s mankind’s greatest threat. Like so many of the ‘…isms” applied to economic models of all stripes, socialism is no more a threat to the health and welfare of any society than is capitalism …
My Comments: Financial literacy has to start somewhere. If you are planning for an eventual retirement and want to grow your money between now and then, a degree of financial literacy is mandatory. Start here… by Emma Johnson \ June 1, 2018 If you’ve ever scanned the business headlines, you’re probably familiar with terms like …
My Comments: To Make America Great Again, the presumably well intended mantra for those leading the GOP these day, someone has to overcome ignorance of economics and start paying attention to reality. A positive corporate bottom line is the driving force for a healthy US economy. To reach that goal, we need people willing to …
Continue reading The Danger From Low-Skilled Immigrants: Not Having Them
My Comments: At the national level, if we want more money to spend, both on ourselves as citizens and at the Federal level on things that require money to finance, please tell me why this administration insists on doing things that will result in less money. Yes, I know, the old and wealthy white cadre …
Continue reading Higher Tariffs Won’t Work Now Because They Never Did
Helping Define Your Financial Future 