My Comments: Retiring early is a desired goal for many people. For one thing, they really don’t like what they do, and two, they think they have either enough money or time to fill their lives. I planned to retire at 65, which seemed sort of normal. But then came the crash of 2008. It …
Continue reading Could Obamacare Prompt You to Retire Early?
My Comments: Increasingly, I find myself working with older clients. After all, I’m an older advisor. From time to time there is a question of how fast you should decumulate your nest egg(s). (I’m not sure if “decumulate” is an approved word, but the intent is to convey the opposite of accumulate.) The rule of …
My Comments: (I’ve missed a couple of posts for which I apologize. We went to my 55th high school reunion and met some interesting people. Much more interesting than thay were 55 years ago, assuming I remembered them at all. The prevailing sentiment was to congratulate each other for being upright, breathing and taking noursishment.) …
My Comments: This won’t interest some of you, which is OK. Others will recognize it as part of the cosmos that includes our economy and our political environment. These things contribute to the process that results in the amount of money we have to live our lives the way we want to. I’ve long said …
My Comments: I recently engaged in what turned out to be a mindless discussion on LinkedIn that started with the question “Who Creates Inflation?” My comments and those of several others offered our thoughts that it was a “what” that creates inflation and not a “who”. It was soon apparent that the leader and some …
Continue reading US Economy: Blame Misaligned Policies, Not Structural Flaws
My Comments: We wonder sometimes why the media is so consumed with bad news; it’s hard to find items that make you feel good. Unfortunately, I herewith add another element of negativity to the days actvity. On the other hand, knowing about these seven may help you avoid them which is a good thing. Does …
Continue reading 7 Retirement Planning Risks You May Not Have Considered
My Comments: Can you say esoteric? Can you say huh? Can you say obscure? The IRS recently issued a ruling, or perhaps more accurately a tax court decision made it for them that limits a persons ability to make an IRA rollover more than once in any calendar year. Used to be if you had …
Continue reading Why the IRS Wants You to Watch Your IRA Rollovers
My Comments: When I graduated from college, I decided to stay where I had lived the past four years. I’ve never once regretted that choice. Living in Florida and NOT on the coast might be a good thing, now that global warming is in our collective thoughts. But most of my life is now behind …
Continue reading Coastal Dwellers Should Take Their Own Chances
My Comments: Do you lay awake at night, worrying about this? Me either. But global political dynamics will influence our lives, and the lives of those we love, in ways that cannot be predicted. I’ve been part of the world of financial planning and investments for almost four decades and over that span, the extent …
Continue reading Uncertainty, Not China, is Replacing US Power
My Comments: This is the power of free market enterprise. Without controls, if you have a monopoly, or close to a monopoly, you can expect a profit motive to drive the train. What I see happening is that while they can, drug companies are taking in as much as possible before ObamaCare (PPACA) forces them …
Continue reading First Million-Dollar Drug Near; Prices Double on Dozens of Treatments
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