Don’t Expect To Make Any Money In The Market For The Next 7 Years

My Comments: I have no idea whether this will prove to be true or not. But it sure enters my thinking whenever I talk about money with clients and how they are going to pay their future bills. And how I'm going to pay my bills. John Mauldin,  Economics,  Jul. 28, 2016 The next recession …

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Why low-volatility ETFs are now a high-stakes gamble

My Comments: I don’t normally post anything on this site on weekends. But there is so much going on these days that I either have to start posting twice a day during the week or from time to time on the weekend. ETF’s are as significant a step in the evolution of money management as …

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10 Retirement Decisions You Will Regret Forever

My Comments: This list comes from Kiplinger, and is relevant to many of the people I talk with daily. I’ve only include two of the ten here. To to find the rest you’ll need to click on any of the images which will take you to the Kiplinger site. If for any reason, they block …

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Why Interest Rates Are Lower Than Ever

My Comments: Please keep reading… Paul J. Lim,  July 6, 2016 If you think the financial panic over Brexit is over — because stocks have bounced back somewhat from their initial sell off — think again. As scared investors continue to seek shelter in boring government bonds, fixed income prices have soared while yields on …

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The case for ETFs in 3 charts

My Comments: As is true in all life, evolution happens. This includes investing your money for the future. A major evolutionary step was the introduction of ETFs. They are as significant a step as was the introduction of mutual funds in the early years of the 20th Century. It’s in your best interest to understand …

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The Only Way To Save the EU Is For The UK To Leave It

My Comments: Forget the UK and Europe. There’s a message here that applies to us in the United States and the anger among so many that gives rise to a choice between Donald Trump and Hillary Clinton. It echoes the comments I’ve made here for years that “It’s economics, stupid!”. A primary driver of deteriorating …

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The Governing Cancer of Our Time

My Comments: Like most everyone else, I’m alarmed by the negativity and frantic rhetoric that is pervasive these days. I’ve tried to get used to it, but am not sure I should get used to it. I know that whatever is in the past is forever in the past and I can only observe the …

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A New Day for Social Security?

My Comments: As someone who teaches people how to maximize their social security benefits, a major fear that surfaces during a workshop is whether there is enough in the system to guarantee future benefits. The quick answer is “not without some changes to the system”, which leads to more questions about when it will run …

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Forecast For Stocks In The Second Half Of The Year: Turbulence

My Comments: I came across this over the weekend and without their permission, am sharing it with you. I think it’s the most realistic expression of what is likely to happen in the stock and bond markets over the next six months. Any guess beyond that will require you first get stoned. By STAN CHOE …

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Do Record Low Yields And Record High Stocks Spell Trouble?

My Comments: This week I’ve focused my posts on what other people think is likely to happen to your money if you have it invested in stocks and bonds. It’s pretty obvious that no one has a clue. Until a lot of stuff gets sorted out, my recommendation is to go to cash and sit …

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