My Comments: This is pretty basic stuff but for many of you who have yet to seriously think about where the money is going to come from when you retire, this is a must read. I also encourage you to go to the ssa.gov web site and register yourself. by Diane Archer June 30, 2016 …
Continue reading Social Security: What to know before claiming benefits
My thoughts on this: We can argue ‘till the cows come home whether Donald or Hillary is more reprehensible. And we can wonder if the other two national candidates will meaningfully affect the outcome next November. Donald may indeed be a nice guy, but I’m not ready to cede him the prize as CEO of …
Continue reading Trump’s Thin Skin Shows CEOs Are Not Made For Politics
My Comments: If I’m guilty of a ‘liberal media bias”, so be it. As an economist and financial professional for the past 40 years, I think I know how to read the tea leaves of global economic reality. They say our economy is relatively solid. Unemployment is low and growing. Corporate earnings are OK, if …
Continue reading The Real Economy Trumps Republican ‘Dark Ages’
My Comments: I’ve been a registered Democrat since I first registered to vote back in 1962. Back then you had to be registered as a Democrat if you wanted to participate in the primary elections. Republicans only showed up on the November ballot. Democrats lay claim to a higher level of tolerance for those whose …
My Comments: Another brick in the pile that says we’re headed for a market correction. A major clue is called the price to earnings ratio or P/E. It’s a readily available metric that helps understand relative valuations. The Shiller CAPE ratio is today recognized as the better measurement of market valuations. Currently, it is almost …
Continue reading This Stock Market Rally Is Going To Fall Apart
My Comments: More ideas about the ongoing saga of when and how to best apply for Social Security benefits. 02/24/2016 There are many benefits to marriage, but one you may not yet have considered is the flexibility married couples enjoy when deciding how and when to claim Social Security. Even though the basic rules apply …
My Comments: If you are approaching the age when retirement is on your mind, a critical question is always “how are you going to pay for it?”. Experts are telling us there is a new risk to be aware of, and it’s called longevity risk. Simply put, it’s the threat posed by living beyond your …
Continue reading Saving enough to live to age 100 not a very useful goal
My Comments: I have clients positioned in investments that gained in excess of 40% in 2008 and 2009. But they are upset because they lost money last year. Knowing that the bull market was long in the tooth, I made the argument that a defensive posture would bode well for their money and their future …
Continue reading Undeniable Evidence That The Real Economy Is Already In Recession Mode
My Comments: Computers and the internet have been the major drivers of worker productivity across the planet over the past three decades. Here in the USA, we think of ourselves as being the best and throw scorn on anyone who suggests otherwise. And like with so many things, we don’t let facts get in the …
Continue reading The 19 Most Productive Countries In The World
My Comments: If you have not yet signed up to receive your Social Security benefits, you would be well served to better understand the rules associated with Social Security. Believe me, it’s confusing to experts like me, much less someone with an aversion to thinking about money. Here’s a start to your journey. Kristin Wong, …
Continue reading What You Should Know About the New Social Security Rules
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