My Comments: When my parents died, I became the primary ‘Saver of Stuff”. That means I have boxes and boxes and drawers full of stuff that includes photos, documents, and too many odds and ends to properly inventory. The history of some of them are known to me. The details about the rest left when …
Continue reading Preparing Clients for the Digital Afterlife
My Comments: 1. I’m not a guru. 2. Not everyone is going to retire at once. 3. There are already ways for people to accumulate money or make new “investments” that result in lower taxes. 4. The strategies below are good strategies, but with a caveat. 5. The economy will strengthen and more taxes will …
My Comments: You all know my thoughts about ObamaCare or more accurately, the PPACA. It has flaws that need to be fixed, but in principal, is critical to our healthy future, both physically and economically. Please note the source of this article. That tells you more than just the content. By Kate Rogers | Published …
My Comments: As American consumers, we have long been aware of how different generations have different needs and wants. When I complain about a stupid ad on TV, or one I don't understand, my son is quick to point out that it was NOT directed at my age group. I’m just ahead of the “baby …
Continue reading 18% of the Workforce Could Retire Within Five Years
My Comments: After almost 40 years as a financial planner, there’s not much I haven’t seen or experienced as a professional financial advisor. But this analysis talks about clients and that they typically belong in one of these four categories. For me, knowing how to identify which one you might belong to gives me a …
My Comments: Since I was a young nerd, a single child moving around the world at the beck and call of my parents, maps have intrigued me. They allowed me to develop a spacial relationship with where I was (Great Britain, France, U.S., India) and where we were going next. Today I have a pretty …
My Comments: As a financial planner for many years, one of the skill sets I’ve tried to develop, mindful that I am not an attorney, is estate planning. Until recently, this topic was mostly focused on the “death tax issue”. When someone died, and died with a lot of money or property, the financial threat …
Continue reading ESTATE PLANNING IS NOT JUST FOR THE WEALTHY
My Comments: Ted Cruz notwithstanding, the implementation of the PPACA is going to be confusing and there are going to be folks lost in the shuffle. This legislation is a BIG DEAL, one that I’m persuaded was absolutely necessary and one that my 3 year old grandson will accept as normal when 20 years from …
Continue reading 13 Things Employers Must Do to Be PPACA-Ready
My Comments: In the early 90’s, when then First Lady Hillary Clinton championed what I think they called health care reform, I found myself on board with this idea as I was paying a ton of money for a high deductible health insurance plan for my wife and I. I was self-employed, which means no …
Continue reading What Makes American Health Care So Expensive?
My Comments: Yes indeed, let's get rid of ObamaCare and maybe all these guys will love us. Isn’t it time for reality to trump stupidity and for somebody on the right politically to wake up and do something useful for a change? By Allison Bell | September 24, 2013 A big proportion of health insurance …
Helping Define Your Financial Future 