My Comments: The market continues it’s turmoil and there is no end in sight. Yet. Clients and people with whom I talk have two major fears. The first fear is outliving their money and the second is, with interest rates at historic lows, how do they earn enough for it to be meaningful. Life has …
Continue reading You Can’t Keep Your Money Safe And Grow It At The Same Time
My Comments: Social Security is a complicated topic. If you are not yet 70 years old, and/or have not yet committed to how you will take your Social Security benefits, you should read this. With so many variables, the typical process for making a good decision is total confusion for most people, even financial planners. …
Continue reading Read This Before You Take Social Security Benefits
My Comments: Never mind for the moment whether Britain decides to leave the European Union or not. They are now a key player in the world economy and a critical player in the world’s efforts to push back against terrorism. Removing themselves from the EU “…because we had it better before…” is similar to the …
Continue reading Britain Is Sleepwalking Into A New Recession
My Comments: 20 years ago, I had no problems with the North American Free Trade Agreement. Today, 20 years later, I have no basic problems with the premise which allows goods and services to be translated freely across North America. But there are obvious unintended consequences, which are described in this article. By Susan Grigsby, …
My Comments: The word "interest" defines the price someone is willing to pay to use your money. In the world of economics, if the price is zero, and knowing price is a function of supply and demand, there is either no demand or the supply far exceeds the demand. Think oil prices these days. Interest …
My Comments: A conversation with a client this morning revealed that she is getting annoying letters and calls from a Homeowner Association affiliated with a timeshare property she used to own in another state. It’s not her debt and she has sufficient documentation to support her claim that the property was sold to someone else. …
Continue reading When Collectors Call, Demand Proof of Your Debt
My Comments: I think I found this article published in Medical Economics some months ago. I apologize for my inability to provide accurate sourcing. That aside, we have ZERO obligation to pay more in taxes that absolutely necessary. Just remember, the IRS has a responsibility to collect taxes. It’s up to us to figure out …
My Comments: This article appeared in the Los Angeles Times with these words as the title; In Iowa farm town, immigration debate yields surprising views. Given the political rhetoric and implications, I think this message is worth sharing. By Mark Z. Barabak - The Los Angeles Times – January 22, 2016 For the longest time, …
My Comments: After 43 years as a financial planner and investment company owner, I can say with certainty that the future outcome for your money is a combination of luck, discipline, timing and knowledge. I have no clue how we’ll do in 2016 but this is at least a start. By Jason Hall Published January …
Continue reading Starting to Invest in 2016? Here’s What You Need to Know
My Comments: The monthly income my wife and I get from SSA is a significant part of our financial freedom. We paid into the system for 50 plus years and while I like to think I’m just getting my money back, it’s really much more than that. As a financial planner and investment advisor for …
Continue reading Everything You Need to Know About Social Security
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