The World Is Getting Better and Nobody Knows It

My Comments: For me, the glass is always half full. I try to live today and worry only about the future. I am easily ticked off by those who try to live in the past, or try to re-litigate the arguments of history. It’s a waste of time in a world, that for me, is …

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“…the Nature of Capitalism”

My Comments: There are changes afoot, and our President Elect seems to have no clue but then Hillary missed it too. In all fairness I didn’t see it either until I read this and it served to crystalize some thoughts I’ve had related to the income inequality so many of us are worried about. Income …

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Women Failing To Max Out Social Security Benefits In Retirement

My Comments: Social Security is well named. It provides financial security and because it is so pervasive, it carries a social legitimacy that is hard to argue against. Looking after the elderly has been a social mandate among humans forever. And given that women tend to outlive men, the social needs of women after a …

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‘Believe Me, We’re In A Bubble Right Now – A Big, Fat, Ugly Bubble’ – DJT

My Comments: Part of me wants to believe the Laws of Physics (and economics) have been reversed, that gravity no longer means ‘what goes up must come down’. The other half says gravity is still here. Wednesday afternoon, right after the election, I got a raucous tweet from someone making fun of my having said …

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Why Retirees Should Own Stocks

My Comments: The basic premise here is accurate, but I have a problem with the author’s tactics. There is an inherent bias among those whose audience is mostly market traders. I understand this bias. I’d likely have it too if I practiced exclusively in that world. But I don’t live or work in that world. …

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The Face of Retirement is Changing

My Comments: 30 years ago, my vision of retirement was as vague as what you see if you stand outside on a clear dark night and look upward. A vast empty space with millions of tiny points of light, far away and mysterious. Today, not so much. I tried it a few years ago and …

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We See the Glass as Half Empty, Yet Our Cup Is Overflowing

My Comments: The Prophet of Doom is not yet vanquished but… hopefully soon. Marian L. Tupy | Wednesday, October 26, 2016 It is perhaps an understatement to say that we live in an era of great pessimism. This pessimism, while not distributed evenly across the world, appears to be felt most acutely in many Western …

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Why A Market Crash Could Be Just Around The Corner

My Comments: The prophet of doom strikes again! No, seriously, the evidence is mounting and the financial pundits are all talking about this. Some of it is the threat of a Trump presidency, which I believe is a real threat. The rest of it is mostly mathematics and economics and history. If you have money …

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WHY IT MATTERS: Social Security

My Comments: A critical percentage of my monthly budget is covered by Social Security. You can argue that it shouldn’t have to be this way and you may be right. But for many millions of us, it IS this way. Society has come to rely on it, and with the way our republic has evolved, …

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When Will The Great Stock Market Crash Begin?

Happy Trick or Treat Day! For years, I’ve told my kids, my clients, and myself that life does not move in a straight line. There are going to be ups and there are going to be downs and some of them are going to happen when you least expect it. Life is what happens when …

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