My Comments: This chart shows the decline, in relative terms, of the number of people who define the US labor force over the past 30 years. Without population growth, it's very hard to maintain economic strength. So I find myself strangely untroubled by President Bannon, the avowed Leninist now more or less running the White …
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3 Medicare Myths – Debunked!
My Comments: Today is Tuesday and I normally post something about Social Security. But health issues in retirement are a major concern for many of us. So paying for timely and necessary medical help becomes another critical issue. While it might be necessary to tweak the system from time to time, the headlines coming out …
Have You Heard About The New Fiduciary Rule?
My Comments: This falls into a ‘did you know’ category. You'll find an explanation of the term ‘fiduciary’ in paragraph four below. Many of my followers are employed by universities and colleges, cities and counties, and other not-for-profit organizations across the country including churches. If this is you, then you may have money in a …
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Maintain a Level Playground
My Comments: This is about a soon to be imposed rule that applies to those of us who provide professional advice about the money you are accumulating for your retirement. It’s called the Department of Labor Fiduciary Standard rule and it’s long overdue. As a financial planner, my role is to identify the existential threats …
America’s Rise of Nationalism Has It Barreling Towards a Crisis
My Comments: The past 70 years have seen a remarkable transformation from what was essentially a sophisticated tribal approach to security for a given group of people, to one that begins to recognize we are one planet and all of us, to some degree, are intricately connected as we attempt to survive and thrive as …
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How To Maximize Your Social Security Benefits
My Comments: Sometimes simple is better, much better. I found these words recently and am sharing them here since so many people are now making the transition to retirement. It’s a stressful time for a lot of reasons and the more you understand the financial dynamics involved, the less stressed out you’ll be. January 11, …
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The Trump effect has rallied US markets – but it’s based on illusion
My Comments: Well, today is Monday. I wonder what the markets will do today. This appeared last Thursday, from a highly respected economist whose thoughts I value. I’ve been keeping my money, and that of others for the past few months, in cash. My assumption has been that we are overdue for a correction of …
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The Rising Cost of Health Care and Its Causes
My Comments: The subtitle to this was 2 Reasons Why Health Care Costs So Much. Couple this with my blog post from yesterday and it seems appropriate to follow up with an article that might help explain why we pay so much for health care in exchange for relatively poor outcomes compared with much of …
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How can Britain exit the EU? As a nation state Britain doesn’t really exist
My Comments: the first six years of my life were spent in England. Until I was probably fifteen I had no notion there was anything other than England when it came to where my aunts and uncles and cousins lived. During those fifteen years, I lived also in France, in India and here in the …
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Turning 65 this year? Don’t overlook these 3 steps
My Comments: The transition from working FOR money to having money FOR YOU is full of tension and hard to answer questions. If you’re beyond this stage, then don’t bother with this. On the other hand, if it’s today or in your future, then this is good stuff. Gail MarksJarvis / The Chicago Tribune / …
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Helping Define Your Financial Future 