My Comments: I’ve been around long enough to have experienced some bubbles in the markets and they’re not pretty. Especially the one in 1987 when my colleagues and I stared at each other in disbelief as our money and that of our clients disappeared in a cloud of dust. We’re due for another. And while …
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Why Huge Chunks of the Health Care Industry Hate Ryancare
My Comments: I’ve posted extensively over these past 5 years about the ACA and the health care industry in general. I’ve watched, as a person involved in selling health care insurance these past 40 years, the confounding annual increases in the cost of healthcare to the point it would overwhelm our GDP if not checked. …
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Social Security Taxes
My comments: Social Security is under threat. It’s running out of money. Sort of. Back in 1983, under President Reagan, Congress made some changes as, like now, the future of the program looked cloudy. They increased the age at which you qualified for full benefits, they increased the percentage of earned income you paid into …
Investment Test
My Comments: I have no idea where the following came from. I found them in my archives and decided the respective statements and explanation are still very relevant. And besides, today is Monday and that’s when I post stuff about investing money. My apologies for not being able to correctly attribute this post. Which investment …
‘He’s a Performance Artist Pretending to be a Great Manager’
My Comments: I really want 45 to be successful. The health and welfare of my children and grandchildren depend on it. And I really don't want the never ending distraction now caused by, first, his apparent incompetence and secondly, by the constitutional crisis that will result if he fails. I find him intellectually lazy. Yes, …
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5 Ways to Protect Your Money in Retirement
My Comments: OK, #5 may be a bit of a stretch for me. I’ve had a black thumb all my life; anything I plant dies immediately. There are now millions of us in retirement, or what for some of us is semi-retirement. And whether you believe it or not, the rules underlying economics and finance …
Why Trump Can’t Make It 1981 Again
My Comments: Most of you know I’m no fan of Donald Trump. But I am a realist and my primary focus going forward is to figure out how to best help myself and my clients manage the fallout that is coming. While Reagan was recognized as a ‘great communicator’, Trump will be seen as a …
The American Dream is Fading, and May Be Very Hard To Revive
My Comments: From age 10, I grew up in middle America with an educated father, a full time mother and a dog. It was assumed I would go to college, get a job, be self sufficient, and at the very least maintain the same standard of living as my parents. I achieved that goal but …
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25 Reasons To Help Avoid Economic Suicide
My Comments: Don’t freak out yet! Yes, this is about economics and for some of you, it might as well be written in Russian or Greek. But it is relevant to your future standard of living. Try hard to at least get through the first paragraph. And let me know your thoughts. Mark J. Perry …
Your Local Social Security Office: Who Can Help
My Comments: There are a lot of good people working for the Social Security Administration. It’s just that some of them are not equipped to answer your questions. This leads to frustration and sometimes making the wrong choices. Here’s an article that might be helpful if you have questions of them and need the right …
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Helping Define Your Financial Future 