My Comments: Women comprise a large percentage of my clients. Some of that is because I’ve been doing this for a long time and many of the husbands have died already. It makes we wonder sometime how my wife will manage financially without me but I think I’ve set enough in motion that she’ll be …
Continue reading Retirement Challenges Loom Larger for Women
The original plan was to post these every week. Some of you like to make your own decisions; giving up control is hard to do. This weekly recap will give you some insights as to what is going on right now. Enjoy...
My Comments: This headline caught my attention. Perhaps you’ve read recently about student loans and how they can put a noose around the neck of a college graduate, a noose that stymies rational planning for years, including marriage, buying a house, doing a lot of things that I never gave a second thought to when …
Continue reading Class of 2013: Your Degree Doesn’t Mean Squat
My Comments: This is certainly a different slant on things. As a financial planner and advisor these many years, running out of money has been the major threat for those of us thinking about retiring or who are already retired. How do we make sure we’re not broke before we die? Just what I need; …
Continue reading Biggest Retirement Threat? It’s Not Running Out Of Money
My Comments: It would be easy to get overly excited about this. Certainly it’s good news but to believe it’s a fundamental shift in the economy is stretching things. For one thing, the sequester that happened recently simply means that the Federal government is spending less money. But for those of us looking for good …
My Comments: Yes, all the recent duscussion about printing a gun or hand grenade in your garage was a little disturbing. Not sure how that will be controlled or if it’s even realistic to think it can be controlled. But clearly, the geni is out of the bottle so we can all look forward to …
Continue reading 3D Printers Now Available for Everyday Consumers
Momentum is building for a tax code overhaul, and lower taxes on stock transactions could be doomed. By Joy Taylor, May 6, 2013 Tax breaks for capital gains and dividends are likely to end by 2015, as lawmakers look for ways to broaden the tax base, allowing income tax rates on individuals to be cut. …
My Comments: There is good news here and there if you look beyond the crisis de jour. By: Michael Mackenzie / Published: Tuesday, 30 Apr 2013 / The Financial Times, London The U.S. Treasury expects to pay down debt in the second quarter of 2013 as the budget deficit that has dominated national politics starts …
My Comments: Unless you have been to the Cayman Islands, or happen to make far more money than you actually need to live your life, the idea of an offshore tax haven is pretty remote. You’ve heard about them, but since they are so far removed from your reality, they seem to stay under the …
Continue reading Austerity Exposes the Global Threat from Tax Havens
My Comments: There has been a disconnect in this country, typically along partisan lines, whether or not austerity is the way to solve the so called debt crisis at the federal level. As an economist, and a Democrat, my instinct has been to set the stage for growth, and as growth and increased economic activity …
Continue reading The New Deal for Europe: More Reform, Less Austerity
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