What we’ve talked about in Part I & II is a basic application of the time value of money, given today’s interest rates. So, is it time to take up boozing, smoking and to hell with the exercise bike? Maybe. As a financial advisor, I can provide you with reams of data that suggest, over …
Continue reading What Does Retirement Really Cost? – Part III
Here is your Weekly Insights update from Curian’s Asset Management Group. This informative capital market update is designed to help those of you who want to manage your own money. Stay informed about important developments in economics and the markets. CONTINUE HERE...
Here is your Weekly Insights update from Curian’s Asset Management Group. This informative capital market update is designed to help those of you who want to manage your own money. Stay informed about important developments in economics and the markets… CONTINUE READING…
After you reach age 70½, you must start withdrawing money from your account. Here's what you need to know. It’s the time of year when I start receiving questions about required minimum distributions from IRAs and other retirement-savings plans. Generally, you must take distributions every year after you reach age 70½. Here are some of …
Yesterday I found article on the web version of Financial Planning magazine. In it the authors extolled the steps they thought Steve Jobs had taken regarding his estate to minimize the estate tax bills that will eventually come due. They never said what his estimated estate might have been but did suggest that the tax …
You might easily wonder why I give a damn. Well, what goes on in the Middle East influences the price of gasoline, influences how much money we spend on the military, which in turn influences our ability to balance our economy and move out of the economic doldrums. Tom Barnet cites an article from the …
I have issues with much of the criticism about ObamaCare (or however you spell it). I've been involved with health insurance, how its designed, how its priced, how it has changed, how it has become abused, etc., for almost 40 years now. Yes, there will be some problems and unexpected consequences, but by and large, …
Continue reading Florida’s New Web-Based Health Marketplace Soon to Go Live
From the Financial Times, by Shahien Nasiripour in New York Homeowners across the country struggle to be responsible citizens and make timely payments on their home mortgages. For millions, this is a priority and as a result, other discretionary uses of their money get set set aside. The vacation trip, the weekly visit to a …
Continue reading Fed Governor Urges More Help for Homeowners
US car sales rose strongly in September, with gloom over economic prospects offset by consumers’ need to replace old vehicles, easier credit conditions and an improved supply of Japanese vehicles. According to preliminary data, light-vehicle sales climbed to slightly more than 13m units at a seasonally adjusted annual rate, from 12.1m in August and 11.8m …
Here is your Weekly Insights update from Curian’s Asset Management Group. This informative capital market update is designed to help those who want to manage your own money stay informed about important developments in economics and the markets… CONTINUE READING...
Helping Define Your Financial Future 