My Comment: Apart from apparently boundless resources, this country’s greatness can be attributed in part to the immigrants who came here looking for a better life than the one they left behind. Millions of immigrants, including me, built our lives in this country. Given the opportunity, I like to return to where I was born, …
Continue reading The Only Solution to Our Immigration “Crisis” That Matters
My Comments: Most of you have by now figured out that I’m likely to vote for Obama in the upcoming election. Not that I’m opposed to rich people, it’s just that there are some rich people who are completely tone deaf when it comes to opportunities for those who are not rich. I’m one of …
By Bob Seawright (Bob Seawright is chief investment and information officer for Madison Avenue Securities in San Diego.) On the day I write this column, I made my last payment towards the education of my children. Had I paid via actual paper draft rather than electronic transfer, I would have waited to receive the cancelled …
Continue reading Realistic Planning: There’s More to Life Than Retirement
For those of you who pay attention and want to time the market, here’s this weeks best summary:
My Comments: The source of this headline is a free weekly investment newsletter called Cognitive Concord. I don’t know what that means exactly and am unsure how the author came to be called what he claims to be his name. But the ideas are good ideas and well articulated. And since I don’t have the …
When I first started in financial services in 1975, I was hired by a company called American National to sell life and health insurance policies. I was able to earn a living and discovered that not having a regular paycheck was survivable. And fortunately, my wife chose to tough it out with me. Over the …
My Comments: It's fascinating to watch the changing dynamic of China as an economic power, moving inexorably toward a form of democracy, driven by an emerging middle class that is clearly starting to express an interest in the rewards of a "good life", while at the same time experiencing the political pressures that dictate how …
My Comments: I ran across this article a few weeks ago. With the headline recently that Governor Scott was not going to comply with the directives toward the states and Medicaid, I thought it might be helpful to have a better understanding of the implications. The idea presented below is not a full answer, but …
Continue reading The Medicaid Problem Grows and a (Partial) Solution Emerges
My Comments: The most compelling argument in favor of a college education is that it leads to economic advantages. In simple terms, more money. Yes, there are probably other reasons to be properly educated, among them those who are committed at an early age to follow a path of service to humanity. But for most …
“Golden handcuffs” are used to create a financial incentive to keep valuable employees on the payroll. If your job is to manage the practice, and you want a set of "golden handcuffs" for yourself, here’s a way to persuade your employer, the practice owners, to give you a financial reward with money being spent on …
Helping Define Your Financial Future 